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All Journal SJEE (Scientific Journals of Economic Education) As-Syirkah: Islamic Economic & Financial Journal
Azizah, Esyha Nur
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Perbandingan Kinerja Bank Konvensional dan Bank Syariah pada Triwulan IV 2022 Sipahutar, Kevin Andre; Pramana, Kiki; Azizah, Esyha Nur; Hasyim
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/m9h0qq55

Abstract

This research analyzes the performance of Conventional Banks and Islamic Banks in Indonesia in the fourth quarter of 2022 using data from the official website of the Financial Services Authority (OJK). The study employs a qualitative descriptive approach. The text above discusses the performance comparison between conventional commercial banks (BUK) and Islamic banks (BUS) in several key aspects. Islamic banks show higher asset growth, reaching 15.57%, compared to the 9.42% growth in assets of conventional commercial banks. The composition of their assets also differs, with conventional banks focusing more on credit, while Islamic banks emphasize financing. Overall, both Conventional Banks and Islamic Banks demonstrate positive performance in the second quarter of 2022, with strategies such as diversified funding sources, increased productive credit, and operational efficiency being key drivers of growth amid the continually changing economic dynamics. This conclusion reflects the commitment of the banking sector to support Indonesia's economic growth.  
Pengaruh Model Pembelajaran Discovery Learning Terhadap Hasil Belajar Pada Pelajaran Ekonomi Kelas XII MAN 1 Medan Azizah, Esyha Nur; Tambunan, Khairuddin E.
SJEE (Scientific Journals of Economic Education) Vol 10, No 1 (2026): April
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i1.317

Abstract

This study aims to determine the effect of the application of the Discovery Learning learning model on student learning outcomes in the Economics subject of class XII MAN 1 Medan. This study uses a quantitative approach with a quasi-experimental method and a Non-equivalent Pre-test - Post-test Control Group Design. The study population was 131 students of class XII IPS MAN 1 Medan in the 2025/2026 academic year. The study sample consisted of 60 students determined through purposive sampling techniques, with 30 students as the experimental class (XII SOS B1) and 30 students as the control class (XII SOS B2). The research instrument was a learning outcome test in the form of a pre-test and post-test. Data were analyzed using the Independent Samples t-test. The results of the analysis showed a t-value of 10.647 with a significance value of Sig. (2-tailed) = 0.000
Co-Authors Hasyim Khairuddin E. Tambunan Pramana, Kiki Sipahutar, Kevin Andre