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All Journal Journal of Economic, Bussines and Accounting (COSTING) Jurnal Pengabdian Masyarakat
Rozi, Ahmat Fahrul
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Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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OPTIMALISASI PENGUATAN NILAI-NILAI MODERASI BERAGAMA MELALUI AKSI GOTONG ROYONG MENYAMBUT HUT RI KE 79 DI DESA TARUSAN DANUM Ajahari, Ajahari; Sihung, Sihung; Yusup, Wirastiani Binti; Yalla, Elisabeth; Anggara, Danda; Nisapingka, Diren; Angeli, Monica; Yuverdina, Yuverdina; Pernando, Jhony; Rifa’i, Ibnu; Syahrani, Septya Dwi; Rahmawati, Annisa Awallia; Rozi, Ahmat Fahrul; Fitrila, Najima
BESIRU : Jurnal Pengabdian Masyarakat Vol. 1 No. 10 (2024): BESIRU : Jurnal Pengabdian Masyarakat, Oktober 2024
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/2b5td251

Abstract

KKN Nusantara Religious Moderation is a priority program of the Ministry of Religion of the Republic of Indonesia which was initiated through collaboration with various universities in Indonesia, in order to maximize the value of tolerance in society. KKN Nusantara Religious Moderation in 2024 was implemented in Central Kalimantan, precisely in Katingan Regency, by sending 12 groups to different villages with programs that could foster an attitude of tolerance in society. The purpose of KKN NMB is to build a commitment to community understanding related to the values ​​of religious moderation within the framework of Bhineka Tunggal Ika. The KKN NMB community service method uses the PAR Participatory Action Research type or community participation action research in Tewang Rangkang Village. The results of the NMB KKN activities show that the strengthening of the values ​​of religious moderation in the Tarusan Danum Village community on a scale of change is slightly better than before the arrival of the NMB KKN, especially through mutual cooperation actions to enliven the 79th Anniversary of the Republic of Indonesia. As for community participation towards being pro-active again with a commitment in each respective place of worship (Islam, Christianity and Hinduism) willing to carry out and implement the values ​​of religious moderation. Thus, the realization of the priority program of the Ministry of Religion together with PTK Nusantara is able to have a massive and sustainable impact on society
ANALISIS STABILITAS KEUANGAN BANK ALADIN SYARIAH BERDASARKAN ROA, CAR, DAN NPF PERIODE 2015–2024 Rozi, Ahmat Fahrul; Safitri , Novi Angga; Wulandari, Diah; Sayuti, Muhammad Noor
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/9wr09h29

Abstract

Penelitian ini bertujuan untuk menganalisis stabilitas keuangan Bank Aladin Syariah selama periode 2015 hingga 2024 berdasarkan tiga indikator utama: Capital Adequacy Ratio (CAR), Return on Assets (ROA), dan Non-Performing Financing (NPF). Ketiga indikator tersebut mencerminkan aspek ketahanan modal, profitabilitas, dan kualitas pembiayaan yang menjadi dasar dalam mengevaluasi kondisi stabilitas keuangan suatu bank. Metode yang digunakan adalah pendekatan kuantitatif deskriptif dengan menelaah tren tahunan masing-masing indikator berdasarkan data laporan keuangan yang dipublikasikan oleh Bank Aladin Syariah. Hasil penelitian menunjukkan bahwa CAR berada dalam posisi sangat kuat sepanjang periode, meskipun menurun sejak 2022 akibat optimalisasi modal untuk pembiayaan produktif. Sementara itu, ROA cenderung fluktuatif dan sempat mengalami defisit selama beberapa tahun terakhir, namun mulai menunjukkan perbaikan secara bertahap. NPF menunjukkan kinerja luar biasa dengan rasio 0,00% selama tujuh tahun berturut-turut, menandakan risiko pembiayaan yang sangat rendah. Temuan ini memperlihatkan bahwa stabilitas keuangan Bank Aladin Syariah relatif terjaga dengan baik, terutama dari sisi permodalan dan manajemen risiko kredit, meskipun efisiensi profitabilitas masih menjadi tantangan yang perlu dibenahi. Penelitian ini memberikan kontribusi empiris terhadap penguatan literatur stabilitas keuangan bank syariah di tengah dinamika transformasi kelembagaan.
Co-Authors Ajahari Ajahari, Ajahari Angeli, Monica Anggara, Danda Diah Wulandari Fitrila, Najima Nisapingka, Diren Pernando, Jhony Rahmawati, Annisa Awallia Rifa’i, Ibnu Safitri , Novi Angga Sayuti, Muhammad Noor Sihung, Sihung Syahrani, Septya Dwi Yalla, Elisabeth Yusup, Wirastiani Binti Yuverdina, Yuverdina