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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Hukum Pelita
Jessca, Jessca
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Agriculture, Biological Sciences & Forestry Arts Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Perlindungan Hukum Terhadap Lead Bank Dalam Terjadinya Wanprestasi Kredit Sindikasi di Kota Batam Jessca, Jessca; Hutauruk, Rufinus Hotmaulana; Disemadi, Hari Sutra
JURNAL HUKUM PELITA Vol. 6 No. 1 (2025): Jurnal Hukum Pelita Mei 2025
Publisher : Direktorat Penelitian dan Pengabdian (DPPM) Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jhp.v6i1.5255

Abstract

Syndicated credit refers to the provision of credit extended by more than one rural bank (BPR) for a single debtor loan. In Batam City, this type of credit is commonly practiced by BPRs to meet the needs of debtors requiring large loans. In this mechanism, one bank acts as the lead bank, serving as the principal institution leading the syndicated credit provision. This study provides an overview of the implementation of dispute resolution in syndicated credit in the event of default by the debtor, as well as the legal protection afforded to the lead bank during the dispute resolution process. The findings indicate that the resolution of syndicated credit disputes resulting from debtor defaults is effectively conducted through negotiation. The lead bank plays an active role in openly assisting the debtor to find the best solution to fulfill their obligations. Moreover, the lead bank is granted legal protection in resolving syndicated credit disputes, as stipulated in the syndicated credit agreement signed before the credit is extended to the debtor. This legal protection is highly effective in addressing default disputes, thereby safeguarding the lead bank from potential losses
MENINGKATKAN KESIAPAN PENDIDIKAN HUKUM BAGI REMAJA DALAM MENGHADAPI ERA SOCIETY 5.0 Sudirman, Lu; Disemadi, Hari Sutra; Pratama, Dwiki Surya; Jacelyn, Jacelyn; Steven, Steven; Jessca, Jessca; Terina, Ang; Hendryani, Hendryani
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 7 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i7.2575-2581

Abstract

Perkembangan dan pemanfaatan teknologi Era Society 5.0 memberikan dampak positif dan negatif di berbagai aspek kehidupan manusia. Salah satu dampak negatifnya adalah adanya bentuk-bentuk pelanggaran hukum yang memanfaatkan teknologi seperti penyebaran hoaks di media sosial, cyber bullying, pelanggaran atas data pribadi dan pelanggaran hukum lainnya. Selain itu, berdasarkan data yang diperoleh di Panti Asuhan Sinar Batam, ditemukan banyak remaja yang tidak mengetahui bahwa komentar buruk di media sosial merupakan pelanggaran hukum. Selain itu, remaja tanpa sadar memberikan informasi pribadi, menandatangani situs yang tidak jelas, serta masuk ke situs ilegal. Atas permasalahan ini, pelaksana akan memberikan peningkatan pemahaman hukum dengan metode penyuluhan. Berdasarkan hasil evaluasi dari seluruh rangkaian pelaksanaan kegiatan ini, dapat disimpulkan berhasil. Sejumlah 71% peserta telah mengetahui pentingnya pendidikan hukum sejak dini untuk meminimalisir pelanggaran hukum.
Co-Authors Disemadi, Hari Sutra Hendryani, Hendryani Hutauruk, Rufinus Hotmaulana Jacelyn, Jacelyn Lu Sudirman Pratama, Dwiki Surya Steven Steven Terina, Ang