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All Journal Indonesian Journal of Multidisciplinary Sciences
Amelia Septiyani
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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ASSESSMENT OF CHARACTER AS A MAIN ASPECT IN THE IMPLEMENTATION OF PRUDENTIAL PRINCIPLES IN BRI'S MICRO BUSINESS CREDIT Hadilla Maryati; Amelia Septiyani; Putri Agustin; Taupik; Eko Saputra Wijaya; Qoriatu Khoiroti Zikriatillah; Auggie Riandri Putri; Nanda Syafitri; Eva Sabrina
Indonesian Journal of Multidisciplinary Sciences (IJoMS) Vol. 2 No. 1 (2023): Indonesian Journal of Multidisciplinary Sciences (IJoMS)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (203.772 KB) | DOI: 10.59066/ijoms.v2i1.284

Abstract

In carrying out its function as an intermediary institution, banks are required to apply the precautionary principle, in particular channeling funds through the provision of credit. In Article 29 Paragraph (2) of the banking law, Banks are required to maintain the Soundness level of the bank in accordance with the provisions on aspects of capital adequacy, asset quality, liquidity management, earnings, solvency and other aspects related to bank activities in accordance with the principle of prudence . The most important aspect in extending credit is the existence of a guarantee, especially material guarantees, it is urgent to apply the precautionary principle regulated in POJK NO 42/PJOK 03/2017 which requires banks to own and implement bank credit/financing policies.
Co-Authors Auggie Riandri Putri Eko Saputra Wijaya Eva Sabrina Hadilla Maryati Nanda Syafitri Putri Agustin Qoriatu Khoiroti Zikriatillah Taupik