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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Nirta: Studi Inovasi
Tiara Rahmi
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Analisis Peminatan Mahasiswa Terhadap Penggunaan Transportasi Umum (Angkot dan Bus Listrik) Mhd Aditya Pranata; Tiara Rahmi; Rizki Lubis; Puspita Sari; Nanda Perdana Siagian; Adelyna Oktavia Nasution
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

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Abstract. The Islamic Interbank Money Market (PUAS) plays a crucial role in maintaining national monetary stability by facilitating short-term liquidity transactions among Islamic banks under sharia principles. This study aims to analyze the operational mechanisms of PUAS, its contribution to the transmission of Bank Indonesia’s monetary policy, and the challenges faced within the dual banking system framework. The research employs a descriptive quantitative approach using secondary data from PUAS reports, national inflation statistics, and publications from Bank Syariah Indonesia (2020–2024). Findings indicate a significant rise in PUAS transaction volumes, reflecting growing liquidity needs among Islamic banks amidst inflationary trends and Bank Indonesia's policy rate adjustments. By utilizing contracts such as wadiah and mudharabah, PUAS serves as a sharia-compliant alternative to conventional liquidity instruments and strengthens the inclusiveness and resilience of the Islamic financial system against economic shocks. Keywords: PUAS, sharia liquidity, monetary stability, dual banking, monetary policy
PEMBELAJARAN SENI RUPA BERBASIS EKSPLORASI MATERIAL DALAM MENGEMBANGKAN KREATIVITAS SISWA KELAS IV SEKOLAH DASAR Tiara Rahmi; Melsya Firtikasari
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 Nomer 03, September 2026 Publication
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.59831

Abstract

Visual arts education in elementary school plays a crucial role in developing students’ creativity. However, instruction is still often focused on providing examples, so students’ opportunities to explore and develop ideas independently remain suboptimal. This study aims to describe the implementation of material-exploration-based visual arts instruction in developing the creativity of fourth-grade students at SDN Cikahuripan. This study employs a qualitative method with a descriptive approach. The research subjects consisted of 30 fourth-grade students at SDN Cikahuripan. Data collection was conducted through observation, interviews, documentation, and the researcher’s direct involvement in the teaching process. The data were analyzed through the stages of data collection, data reduction, data presentation, and drawing conclusions. The research findings indicate that material-exploration-based visual arts instruction provides students with opportunities to actively engage in the learning process—from gathering materials from their surroundings and developing ideas to creating collage works based on their individual imaginations. This approach fosters a diversity of ideas, unique artistic outcomes, a willingness to experiment, and students’ self-confidence in expressing their ideas. Furthermore, the teacher’s role as a facilitator helps foster a more active and meaningful learning process. Thus, material-exploration-based visual arts instruction can serve as an effective alternative for developing creativity among elementary school students.
Co-Authors Adelyna Oktavia Nasution Melsya Firtikasari Mhd Aditya Pranata Nanda Perdana Siagian Puspita Sari Rizki Lubis