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All Journal Jurnal Justitia : Jurnal Ilmu Hukum dan Humaniora International Journal of Educational Review, Law And Social Sciences (IJERLAS)
BR Napitupulu, Maria
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Religion Humanities Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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JURIDICAL ANALYSIS OF CREDIT AGREEMENTS WITH MORTGAGE GUARANTEE AND CESSIE REQUIRED AS GUARANTEE AT PT. BRI AGRO NIAGA PEKANBARU BR Napitupulu, Maria; Saidin, Saidin; Maharany Barus, Utary; Sinaga, Henry
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 5 (2022): September
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i5.375

Abstract

Banking institutions have an important role in economic development with lending activities regulated in credit agreements. In the credit agreement between PT. BRI Agro Niaga Pekanbaru and PT. Sipakko Jaya Abadi with PTPN V there are efforts to secure credit with collateral and cessie required as collateral. This study uses empirical normative legal research methods. The data used include primary, secondary and tertiary data. Collecting data using library research and field research with interviews. Furthermore, the data were analyzed using qualitative data analysis methods. The results of the study indicate that the credit agreement between PT. BRI Agro Niaga Pekanbaru and PT. Sipakko Jaya Abadi has complied with the legal basis in force in Indonesia and the legal relationship that exists between PT. BRI Agro Niaga Pekanbaru as creditor and PT. Sipako Jaya Abadi as the debtor with PTPN V as the third party is PT. Sipakko Jaya Abadi entered into a credit agreement with PT. BRI Agro Niaga Pekanbaru with the aim of financing the work contract with PTPN V. The implementation of the Mortgage Guarantee with the required cessie as collateral is not in accordance with the legal basis and because essentially the cessie is a transfer of receivables. The execution of the guarantee in the credit agreement cannot be carried out on the cessie required as collateral.
Peraturan Menteri: Analisa dalam Sistem Pemerintahan di Indonesia BR Napitupulu, Maria
JUSTITIA : Jurnal Ilmu Hukum dan Humaniora Vol 8, No 2 (2025): 2025
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/justitia.v8i2.%p

Abstract

Ketidakjelasan pengaturan terkait posisi Peraturan Menteri dalam hierarki peraturan perundang-undangan Indonesia meniscayakan kajian lebih mendalam guna mempertegas status hukumnya. Penelitian ini secara khusus bertujuan menganalisis eksistensi peraturan menteri dalam sistem ketatanegaraan Indonesia yang berbasis presidensial, dengan memerhatikan dinamika kewenangan menteri sebagai bagian dari struktur pemerintahan. Sehingga akan terlihat kedudukan dari peraturan menteri dalam sistem perundang-undangan di Indonesia. Penelitian ini merupakan penelitian yuridis normative yang bersifat deskriptif dengan perundang-undangan (statute approach). Hasil penelitian ini memaparkan bahwa Peraturan Menteri diterbitkan oleh seorang Menteri untuk mengatur pelaksanaan tugas dan fungsi kementerian dalam suatu bidang tertentu. Peraturan Menteri dapat dianggap sebagai salah satu jenis peraturan perundang-undangan yang memiliki kekuatan hukum mengikat sepanjang memenuhi syarat yang ditetapkan dalam undang-undang. 
Co-Authors Maharany Barus, Utary saidin, saidin SINAGA, HENRY