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All Journal Technomedia Journal Aptisi Transactions on Management
Mustafa Kareem, Yasir
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Languange, Linguistic, Communication & Media

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AI Adoption Barriers in SMEs Analyzing Through the Technology Organization Environment TOE Framework Syahidun; Susetyono, Eko; Adiwijaya, Alfri; Madani, Muchlisina; Mustafa Kareem, Yasir
APTISI Transactions on Management (ATM) Vol 9 No 3 (2025): ATM (APTISI Transactions on Management: September)
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/h6qyfk21

Abstract

Artificial Intelligence (AI) has become a key driver of innovation, improving efficiency, decision-making, and competitiveness in businesses worldwide. However, the adoption of AI tools among Small and Medium Enterprises (SMEs), especially in developing countries like Indonesia, remains limited. This study aims to explore the barriers hindering AI adoption in SMEs in Indonesia using the Technology Organization Environment (TOE) framework. A survey was conducted among Indonesian SMEs across various sectors to capture their perceptions regarding AI implementation. The survey focused on technological, organizational, and environmental factors that influence AI adoption. The findings reveal that technological barriers, such as high implementation costs and system complexity, are significant challenges for SMEs. Organizational barriers, including limited digital literacy, a lack of skilled workforce, and resistance to change, also hinder AI adoption. Furthermore, environmental barriers like insufficient government support, regulatory uncertainty, and low market pressure constrain SMEs' adoption readiness. This study extends the TOE framework to the context of AI adoption in SMEs in developing economies. Addressing the identified barriers is essential for accelerating digital transformation and enabling SMEs to leverage AI for sustainable growth in the digital economy.
Multiculturalism in Islamic Reconstruction Theological Principles for Strengthening Religious Moderation Miftahuljannah, Viona; Al Farabi, Mohammad; Darlis, Ahmad; Asmiralda, Febrina; Rahmah Puteri, Aulia; Mustafa Kareem, Yasir
Technomedia Journal Vol 10 No 3 (2026): February
Publisher : Pandawan Incorporation, Alphabet Incubator Universitas Raharja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/tmj.v10i3.2571

Abstract

The increasing complexity of cultural, religious, and identity diversity in the era of digital transformation poses significant challenges to social cohesion, driven by technology mediated communication, social media dynamics, and digital information flows that may intensify polarization, intolerance, and disinformation. This study examines multiculturalism from an Islamic perspective by analying its theological foundations, particularly the principles of ta’aruf, tasamuh, ‘adl, tawazun, rahmah, and shura, and by explaining the role of religious moderation (wasatiyyah) as an ethical framework for addressing social and digital challenges. Using a qualitative library research approach, data were collected from primary Islamic sources, including the Qur’an, Sunnah, and classical exegesis, as well as relevant contemporary literature, and analyzed thematically to identify conceptual patterns and interrelationships. The findings indicate that religious moderation plays a strategic role in strengthening social harmony and guiding ethical engagement in digital spaces, especially in response to social media communication, online religious discourse, and challenges related to algorithms and disinformation. The novelty of this study lies in integrating Islamic theological principles particularly wasatiyyah and ummatan wasathan with contemporary theories of strategic management and digital transformation, contributing to the development of multicultural education adaptive to digital society and supporting the achievement of the Sustainable Development Goals (SDGs), notably SDG 4, SDG 10, and SDG 16.
Co-Authors Adiwijaya, Alfri Ahmad Darlis, Ahmad Asmiralda, Febrina Madani, Muchlisina Miftahuljannah, Viona Mohammad Al Farabi, Mohammad Rahmah Puteri, Aulia Susetyono, Eko Syahidun