Article Per Year (5 Year)
p-Index From 2021 - 2026
0.888
P-Index
This Author published in this journals
All Journal Kasaba: Jurnal Ekonomi Islam Relevance: Journal of Management and Business
ERISMEN ARMEN, RIO
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
ANALISIS PENGELOLAAN LEMBAGA ZAKAT MUHAMMADIYAH DALAM PEMBERDAYAAN EKONOMI UMAT DI MASA PANDEMI COVID 19 DZAKY EL KEMAL, SAIEV; AYUNIYYAH, QURROH; ERISMEN ARMEN, RIO
Kasaba Vol 16 No 1 (2023): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The COVID-19 pandemic has had a lot of impact on human life in general. Various problems one by one began to arise and became a burden in the community. The economic and social fields are the fields that have been affected quite a lot during this pandemic. This research discusses how to get out of this pandemic crisis by using Islamic philanthropic instruments, namely zakat and its derivatives such as infak and almsgiving to be able to prosper people in need, especially during this pandemic. Through social programs owned by the Muhammadiyah zakat infak and shadaqah institution or (LAZISMU) the city of Surakarta is expected to be able to meet the needs and welfare of the community during the pandemic. This type of research is field research. The method used in this study is descriptive-qualitative by using primary data sources and secondary data collected by means of documentation, interviews and literature studies. The results of this study are the first, LAZISMU Surakarta City has managed people's funds in accordance with applicable regulations with several innovations that are allowed to be carried out. Second, The Social Program is a model of empowerment that is consumptive in nature. It has advantages and disadvantages, including being very beneficial for the community when the number of COVID-19 pandemic cases is increasing, as for when the number of cases begins to decline, what is expected by the community is another empowerment model that is productive in nature. Third, the impact of economic empowerment of the people carried out by LAZISMU Surakarta through the Social Program only benefits the community in the form of assistance that is temporary effect not long-term.
ANALISIS PENGARUH MAQOSID SYARIAH TERHADAP FATWA DSN-MUI TENTANG MUROBAHAH Hanif, Ahmad; Susanto, Hari; Erismen Armen, Rio
Kasaba Vol 15 No 1 (2022): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The study is intended to review how the implementation of maqosid sharia in fatwa-fatwa DSN-MUI is about murabahah and see how far the application of maqosid sharia’s influence on the fatwa-fatwa DSN-MUI is about murobahah. In implementing maqosid sharia in his fatality DSN MUI does not include the sharia’s intention as specifically but maqosid is found in the sense of the tarjih rules,’ fiqh rules and other ijtihad mechanisms. Maqosid sharia is also very influential in fatwa DSN-MUI, especially in the following consideration: opinion selection (tarjih), looking for even better outcomes by leaving behind majority scholars’ income (jumhur), considering the fatwa dynamics of change, and creating islamic akkad solutions and alternatives, considering the results of an akkadian.
ANALISIS STRATEGI PENGEMBANGAN WAKAF PRODUKTIF DI PESANTREN Gelar Permana, Didik; Ibdalsyah; Erismen Armen, Rio
Kasaba Vol 14 No 2 (2021): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to analyze the implementation of productive waqf in Al-Ma'tuq Islamic Boarding School and Islamic Mabda by using the Waqf Core Principles (WCP), also to analyze the strengths, weaknesses, potentials and obstacles of waqf management and to analyze the ideal strategy for the development of productive waqf in pesantren. The research method used is a qualitative method with a field study approach. The techniques used in data collection are observation, interviews, and documentation studies. Analysis of the data used is descriptive comparative analysis. Keywords: waqf core principles (WPC); productive waqf.
Determinants Of Islamic Financial Services Adoption In Indonesia: UTAUT-DOI Frameworks Pratiwi, Rianti; Suwandaru, Agung; Erismen Armen, Rio; Natraza, Azrina Candra
Relevance: Journal of Management and Business Vol. 8 No. 2 (2025): December
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i2.13171

Abstract

This study examines the determinants of Islamic financial inclusion in Indonesia, focusing on internet access effects through integrated Unified Theory of Acceptance and Use of Technology (UTAUT) and Diffusion of Innovations (DOI) frameworks. Probit regression analysis was conducted on 6,606 respondents from the 2018-2019 Financial Inclusion Insights survey. The model includes internet access, demographic characteristics, and socio-economic factors, with comprehensive robustness checks including multicollinearity assessment, goodness-of-fit measures, and sensitivity analyses. Internet access is the strongest predictor of Islamic financial inclusion, with a marginal effect of 2.71 percentage points (p<0.001), representing a 160% relative increase. Marital status shows a 2.24 percentage point effect (p<0.001), while primary education contributes 0.88 percentage points (p<0.10). Unexpectedly, being male decreases adoption by 0.73 percentage points (p<0.05). Urban residence, age, higher education, and employment status show no significant effects. This research is the first to integrate UTAUT-DOI frameworks for Islamic financial services, extends UTAUT to Sharia-compliant behavior, and demonstrates that digital infrastructure can override traditional geographic barriers. The findings reveal context-dependent gender moderation and establish internet access as the highest-leverage policy intervention for expanding Islamic financial inclusion in developing countries.
Co-Authors Agung Suwandaru Ahmad Hanif DZAKY EL KEMAL, SAIEV Gelar Permana, Didik Hari Susanto Ibdalsyah Ibdalsyah Natraza, Azrina Candra Pratiwi, Rianti Qurroh Ayuniyyah