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All Journal Indonesian Journal of Innovation Studies Jurnal Kajian Ilmiah Akuntansi Fakultas Ekonomi UNTAN (KIAFE)
Nazwa, Naila
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Computer Science & IT Education Engineering Law, Crime, Criminology & Criminal Justice

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Education and Training Drive Quality Growth of Generation Z: Pendidikan dan Pelatihan Mendorong Pertumbuhan Generasi Z yang Berkualitas Nazwa, Naila; Rizky, M. Chaerul; Azzahra, Nabilah; Safitri, Dita; Fallah, M. Romzal
Indonesian Journal of Innovation Studies Vol. 26 No. 3 (2025): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijins.v26i3.1439

Abstract

General Background: The rapid advancement of digital technologies presents both opportunities and challenges for rural youth, particularly those classified as Generation Z. Specific Background: In Desa Kurandak, Kecamatan Belawan, this cohort holds significant potential to contribute to local development, yet often lacks structured support. Knowledge Gap: Despite growing interest in youth empowerment, limited empirical evidence exists regarding the measurable impact of educational and training interventions on rural Gen Z populations. Aim: This study aims to analyze the role of education and training in enhancing the quality and capacity of Generation Z in Desa Kurandak. Results: Using a mixed-method approach with 44 respondents and linear regression analysis, findings reveal that education and training jointly have a significant effect (F = 100.657, p < 0.001) on youth development. Individually, education (t = 11.046, p < 0.001) and training (t = 3.060, p = 0.004) also show significant impacts. Diagnostic tests confirm no multicollinearity, normality of residuals, and homoscedasticity, with R² = 0.831. Novelty: This research uniquely integrates qualitative and quantitative evidence to validate the simultaneous and partial effects of educational variables on Gen Z development in a rural context. Implications: These findings advocate for integrated, collaborative programs involving governmental, educational, and private stakeholders to optimize Gen Z's role in village advancement. Highlights: Education and training significantly boost Gen Z potential in rural areas. Statistical analysis confirms strong predictive validity (R² = 0.831). Integrated efforts are essential for impactful youth empowerment programs. Keywords: Education, Training, Generation Z, Rural Development, Linear Regression
Cerdas Mengelola Uang, Cerdas Berbisnis: Literasi Keuangan dan Dampaknya pada Wirausaha Muda Rahmawati, Wahyuni; Nazwa, Naila
Jurnal KIAFE Vol. 4 No. 1 (2026): April 2026
Publisher : Undergraduate Program in Accounting, Department of Accounting, Faculty of Economics and Business, Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/kiafe.v4i1.106146

Abstract

This study aims to examine the effects of financial literacy and financial training on financial inclusion among student entrepreneurs at Pamulang University in 2025. This research employs a quantitative approach with a causal associative design. Primary data were collected from 100 respondents through a structured questionnaire using a five-point Likert scale. The respondents were active students who were involved in entrepreneurial activities. Data were analyzed using multiple linear regression, supported by validity, reliability, and classical assumption tests. The results show that financial literacy has a positive and significant effect on financial inclusion, with a regression coefficient of 0.339, a t-value of 3.995, and a significance value of less than 0.001. Financial training also has a positive and significant effect on financial inclusion, with a regression coefficient of 0.597, a t-value of 6.545, and a significance value of less than 0.001. Simultaneously, financial literacy and financial training significantly affect financial inclusion, with an adjusted coefficient of determination of 77.8%. These findings indicate that mastery of basic financial concepts, when strengthened through practical financial training, can increase student entrepreneurs’ participation in formal financial services and support the use of banking products, financing mechanisms, and digital financial platforms in business activities.
Co-Authors Azzahra, Nabilah Fallah, M. Romzal M. Chaerul Rizky Rahmawati, Wahyuni Safitri, Dita