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All Journal Jurnal Intelek Dan Cendikiawan Nusantara Al Urwah : Sharia Economics Journal
Fatih Siraj
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Religion Economics, Econometrics & Finance Other

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PENGEMBANGAN MODERASI BERAGAMA DENGAN KEPEDULIAN SOSIAL DAN EKONOMI DI DESA SUKA NDEBI Fatih Siraj; Revita Sari
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 5 (2025): Oktober - November 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini berfokus pada pengembangan moderasi beragama dengan kepedulian sosial dan ekonomi di Desa Suka Ndebi, Kecamatan Naman Teran, Kabupaten Karo. Pendekatan yang digunakan adalah kualitatif deskriptif, dengan metode observasi, wawancara, dan partisipasi langsung selama kegiatan KKN Mandiri Universitas Muhammadiyah Sumatera Utara tahun 2025. Hasil penelitian menunjukkan bahwa masyarakat Desa Suka Ndebi hidup dalam keberagaman agama dengan tingkat toleransi yang cukup baik, namun masih diperlukan penguatan nilai-nilai moderasi beragama dalam kehidupan sosial dan ekonomi. Melalui kegiatan seperti edukasi keagamaan, gotong royong, dan pelatihan wirausaha, mahasiswa berperan aktif dalam menumbuhkan semangat kebersamaan dan kepedulian sosial antarwarga. Implementasi digitalisasi usaha melalui Google Maps juga membantu pengembangan ekonomi lokal berbasis teknologi.
Implementation of Sharia Investment in Islamic Banking: Analysis of Principles, Contracts, and Challenges in Strengthening the Islamic Financial System Fatih Siraj; Pani Akhiruddin Siregar; Ahmad Afandi Surbakti
Al Urwah : Sharia Economics Journal Vol. 3 No. 2 (2025): Sharia Governance and Sustainable Finance
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v3i2.383

Abstract

The development of Islamic banking in Indonesia has shown significant growth, with Islamic investment serving as a key pillar in strengthening the Sharia-based financial system. However, its implementation still faces challenges, including low Islamic financial literacy, limited product innovation, and the need to strengthen governance and risk management. This study aims to analyze the implementation of Islamic investment in Islamic banking by examining its principles, contracts, and challenges in supporting Sharia economic growth. The research employs a qualitative approach using a literature study method by reviewing and analyzing relevant scientific sources related to Islamic investment and banking practices. The results indicate that Islamic investment based on mudharabah, musyarakah, murabahah, and ijarah contracts plays an important role in improving Islamic banking performance, particularly when supported by technological innovation and adequate regulatory frameworks. In conclusion, strengthening financial literacy, enhancing product innovation, and improving governance are essential strategies to optimize Islamic investment and promote the sustainability of Islamic banking in supporting national economic development.
Co-Authors Ahmad afandi surbakti Pani Akhiruddin Siregar Revita Sari