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All Journal Safari : Jurnal Pengabdian Masyarakat Indonesia Journal of Sharia Business Management
Pebriansyah Siregar
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Arts Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Implementasi Program KKN dalam Pemberdayaan Masyarakat Desa Sialaman: (Studi Kualitatif pada Aspek Kesehatan, Pendidikan, UMKM dan Lingkungan) Salahuddin Harahap; Rofiil Harahap; Pebriansyah Siregar; Rahma Mahrani Sam Harahap; Miftahul Hasanah Siregar; Cahya Amandasari; Winda Siregar
SAFARI :Jurnal Pengabdian Masyarakat Indonesia Vol. 6 No. 1 (2026): Januari: SAFARI: Jurnal Pengabdian Masyarakat Indonesia
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/safari.v6i1.3386

Abstract

This study aims to analyze the implementation of the Community Service Program (KKN) in empowering the people of Sialaman Village through a qualitative approach. The research focuses on four main aspects: health, education, Micro, Small, and Medium Enterprises (MSMEs), and the environment. Data were collected using participatory observation, in-depth interviews, and documentation with villagers, local leaders, and KKN participants. The findings show that in the health aspect, the program successfully increased public awareness of clean living habits and the importance of regular health check-ups. In education, tutoring activities and digital literacy programs for children fostered motivation and expanded basic knowledge. In the MSME sector, mentoring activities for household businesses improved understanding of simple financial management, marketing strategies, and digital technology utilization. Meanwhile, in the environmental aspect, the community actively participated in greening projects, waste management, and cleanliness campaigns. Overall, the implementation of KKN had a positive impact on strengthening community capacity, although challenges remain in terms of limited facilities, funding, and program sustainability after KKN ends. Thus, the KKN program proves to be a strategic instrument in promoting sustainable community empowerment in rural areas.
TIME VALUE OF MONEY SEBAGAI DASAR PENGAMBILAN KEPUTUSAN INVESTASI MODERN: Analisis Literatur Pada Real Aset, Pasar Uang, Dan Securities Crowdfunding Putri Hayati; Sabrina Faraditha; Putri Anggraini; Pebriansyah Siregar; Rahman Saleh Nasution; Danu Wijaya; Muhammad Ikhsan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the application of the Time Value of Money (TVM) concept across three major investment categories—money market instruments, real assets, and securities crowdfunding—by emphasizing how the principle of time-based value shapes the evaluation of risk, feasibility, and the real value of investment returns. Using data on policy interest rates, inflation levels, residential property price growth, rental yields, money market mutual fund performance, and the return–default ratio within the crowdfunding industry, this study demonstrates that TVM plays a crucial role in determining whether an investment can generate positive real value for investors. In the money market, TVM helps assess whether relatively low returns can withstand inflationary pressures and high benchmark interest rates; in real assets, it measures the long-term viability of rental income and capital gains amid moderate property price growth; and in crowdfunding, it becomes essential for evaluating uncertain cash flows and higher risks despite attractive nominal returns. The findings affirm that TVM is not merely a theoretical concept but a practical foundation necessary for making objective, rational, and measurable investment decisions within the dynamics of the modern economy.
Co-Authors Cahya Amandasari Danu Wijaya Harahap, Muhammad Ikhsan Miftahul Hasanah Siregar Putri Anggraini Putri Hayati Rahma Mahrani Sam Harahap Rahman Saleh Nasution Rofiil Harahap Sabrina Faraditha salahuddin harahap Winda Siregar