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All Journal Jurnal Manajemen Perbankan Keuangan Nitro PUDAK: Local Wisdom Community Journal
Sandi, Misella
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Religion Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Assistance In Strengthening Qur’an Recitation Through The Talaqqi Method To Improve The Quality Of Reading In TPQ At Sumberkerep Village Pristiwiyanto; Atmari; Kholishudin; Sandi, Misella; Krismawati, Ana Daulika
PUDAK: Local Wisdom Community Journal Vol. 3 No. 2 (2025): Empowering Rural Communities via Education, Environmental Awareness, and Spirit
Publisher : LPPM, STAI Al-Azhar Menganti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/pudak.v3i2.2084

Abstract

Reciting the Qur'an with proper tahsin and in accordance with the correct makharijul huruf is a fardhu kifayah obligation for Muslims. This skill is essential to ensure that Qur'anic recitation adheres to the established rules of tajweed. However, at TPQ Desa Sumber Kerep, Kecamatan Mantup, Kabupaten Lamongan, several fundamental issues have been identified regarding the ability of teachers and students to articulate the letters of the Qur'an correctly. Common errors include mispronunciation of letters that do not align with their proper makhraj (place of articulation), thus affecting the accuracy of Qur'anic recitation. The Asset-Based Community Development (ABCD) approach offers an alternative method for empowering communities by utilizing the assets possessed by the community. In this context, assets refer to the potential or strengths within the community, including individual capabilities (such as intelligence, empathy, and collaboration) as well as available natural resources. By optimizing these potentials, empowerment programs can be designed to enhance Qur'anic recitation skills. The implementation of ABCD-based programs has proven effective in improving the quality of Qur'anic recitation for both teachers and students at TPQ Desa Sumber Kerep. This program provides a strong foundation for sustainable Qur'anic learning. To ensure continuity and further improvement in the proficiency of makharijul huruf, it is recommended to conduct regular training sessions accompanied by periodic evaluations to achieve optimal results.
Pengaruh Pengaruh Kualitas Produk Tabungan Haji Zam-Zam Terhadap Minat Nasabah Di Panin Dubai Syariah Bank KC HR. Muhammad Surabaya Ahmad Balya, Toifur; Sandi, Misella
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 2 No. 1 (2026): Special Volume for International Collaboration ASEAN Countries
Publisher : LP2M IBK Nitro

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Abstract

The rapid growth of Islamic banking in Indonesia has led to various financial product innovations, including hajj savings. Panin Dubai Syariah Bank KC HR. Muhammad Surabaya offers the Zam-Zam Hajj Savings as a solution for the community in preparing for the pilgrimage. This study aims to evaluate the product quality of Zam-Zam Hajj Savings, customer interest level, and the extent to which product quality influences saving interest. The research employed a quantitative approach by distributing questionnaires to 30 respondents, then analyzed using validity, reliability, classical assumption tests, and simple linear regression. The results indicate that most respondents (63%–80%) rated the product quality as very good, while saving interest was also high (53%–70%). Regression analysis revealed a positive and significant influence of product quality on customer interest, with a contribution of 70.6%, while the remaining percentage is influenced by other external factors. Thus, the Zam-Zam Hajj Savings product proves to be effective in attracting public interest to save at Panin Dubai Syariah Bank.
Co-Authors Ahmad Balya, Toifur Atmari Kholishudin Krismawati, Ana Daulika Pristiwiyanto