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All Journal International Journal of Global Accounting, Management, Education, and Entrepreneurship (IJGAME2)
Palupi, Ragil Retno
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Economics, Econometrics & Finance Education Social Sciences

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THE INFLUENCE OF FINANCIAL LITERACY AND THE AMOUNT OF POCKET MONEY ON CONSUMPTION BEHAVIOR THROUGH LIFESTYLE OF ECONOMIC EDUCATION STUDENTS OF UNIVERSITAS PGRI MPU SINDOK Palupi, Ragil Retno; Kurnia Dewa, Angga Gama; Herna Pambayun, Mochammad Bima; Fikri Muzakki, M. Alfian
International Journal of Global Accounting, Management, Education, and Entrepreneurship Vol. 6 No. 1 (2025): International Journal of Global Accounting, Management, Education, and Entrepre
Publisher : Sekolah tinggi ilmu ekonomi pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48024/ijgame2.v6i1.222

Abstract

In the current Gen Z era, the majority of college students prefer to purchase products online rather than offline, as online purchases are more affordable than offline purchases. Given this phenomenon, researchers are interested in delving deeper into analyzing the influence of financial literacy and pocket money on consumer behavior, with lifestyle as a mediating variable, on economics education students at Universitas PGRI MPU Sindok. This study used a quantitative approach. This research was conducted in the Economics Education Study Program at Universitas PGRI MPU Sindok, with a population of 146 students in semesters 1, 3, 5, and 7. The sample size of this study was 20 students selected through proportional sampling using the Slovin formula with a 5% error rate. The data collection technique used a questionnaire. The data analysis technique used the SEM-PLS test with the help of the SmartPLS 4.0.9.2 software program. The results of the study were 1) Financial literacy has a positive and insignificant effect on consumption behavior, 2) Financial literacy has a positive and significant effect on lifestyle, 3) The amount of pocket money has a positive and insignificant effect on consumption behavior, 4) The amount of pocket money has a positive and significant effect on lifestyle, 5) Lifestyle has a positive and insignificant effect on consumption behavior, 6) Financial literacy has a positive and insignificant effect on consumption behavior through lifestyle, 7) The amount of pocket money has a positive and insignificant effect on consumption behavior through lifestyle. A limitation of this study is that there were only two independent variables used to measure students' entrepreneurial interest: financial literacy and pocket money. Therefore, future research is expected to add other independent variables not included in this study. The population used was only students majoring in Economics at Universitas PGRI MPU Sindok. Therefore, future research is expected to reach students beyond Universitas PGRI MPU Sindok.
OPTIMIZING THE UNDERSTANDING OF INTEGERS WITH AN ECONOMIC APPROACH TO IMPROVE THE MATHEMATICS LEARNING OUTCOMES OF SEVENTH GRADE STUDENTS AT MTS PSM SUGIHWARAS Dewa, Angga Gama Kurnia; Palupi, Ragil Retno; Patmaningrum, Agustin
International Journal of Global Accounting, Management, Education, and Entrepreneurship Vol. 6 No. 1 (2025): International Journal of Global Accounting, Management, Education, and Entrepre
Publisher : Sekolah tinggi ilmu ekonomi pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48024/ijgame2.v6i1.227

Abstract

ABSTRACTIntegers are a fundamental topic in mathematics that are often considered abstract by students,especially at the junior high school level, which makes it difficult to understand the material. In fact,the concept of integers has many connections to everyday life, such as economic activities involvingprofit and loss in business, debts, and repayments. This study aims to examine the effectiveness ofthe economic approach in teaching integers on improving the mathematics learning outcomes ofseventh-grade students at MTs PSM Sugihwaras. The research method used is Classroom ActionResearch with 2 cycles. The research subjects were seventh-grade students in class VII-A at MTsPSM Sugihwaras, totaling 22 students. Out of a total population of 45 students in the seventh grade,through the implementation of economic-based contextual learning, students were invited tounderstand integers through simulations of simple economic activities. The results of the studyshowed that this approach was able to improve learning outcomes.
Co-Authors Agustin Patmaningrum Dewa, Angga Gama Kurnia Fikri Muzakki, M. Alfian Herna Pambayun, Mochammad Bima Kurnia Dewa, Angga Gama