Dewi Aulia Sari
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PENYEBAB KORUPSI DALAM PERSPEKTIF TEORITIS : FAKTOR INTERNAL DAN EKSTERNAL DIKALANG MASYARAKAT Viola Putri Feriska; Aulia Rizky; Putri Handayani; Dewi Aulia Sari; Rangga Putra Andika
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1276

Abstract

Corruption is a complex social and legal issue that has become systemically entrenched in various levels of society. From a theoretical perspective, the causes of corruption can be understood through two main aspects: internal and external factors. Internal factors relate to an individual's character and psychological state, such as low integrity, weak moral awareness, and excessive materialistic orientation. Conversely, external factors relate to structural and cultural aspects of society, such as weak law enforcement, bureaucratic intransigence, and a social culture that tends to tolerate corrupt practices. This article seeks to examine these two factors in depth to provide a comprehensive theoretical foundation for strengthening efforts to prevent and eradicate corruption in Indonesia.
MANAJEMEN RISIKO STRATEGIS DALAM PERBANKAN SYARIAH: PENDEKATAN INTEGRATIF TERHADAP KETIDAKPASTIAN EKSTERNAL DAN KEPATUHAN SYARIAH Dewi Aulia Sari; Putri Handayani; Rangga Putra Andika
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1332

Abstract

Strategic risk management is a crucial element in ensuring the sustainability of Islamic banking institutions, which operate in an environment full of uncertainty and bound by Sharia principles. This study aims to identify strategic risk management practices in national Islamic commercial banks and evaluate the integration between long-term business strategies and compliance with Sharia regulations. Through a descriptive qualitative approach involving literature studies and in-depth interviews, the findings reveal that Islamic banks face strategic risks arising from regulatory changes, competitive dynamics, and the expectations of Sharia stakeholders. The results show that institutions that proactively implement strategic risk management are better able to maintain stability and uphold their Sharia reputation.