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A Comprehensive Analysis of Modern Investment Principles: Trends, Challenges, and Investment Implications in the Digital Age Erlita, Ita; Majid, Nurholis; Ohoiwutun, Y. A. Triana
JIHAD : Jurnal Ilmu Hukum dan Administrasi Vol 7, No 4 (2025): JIHAD : Jurnal Ilmu Hukum dan Administrasi
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jihad.v7i4.9530

Abstract

This study aims to examine and analyze recent developments in investment practices and outcomes in the digital era. The main focus includes the impact of financial technology (FinTech) adoption on corporate investment efficiency and allocation, the behavior of retail investors increasingly influenced by social media and online trading platforms, as well as the dynamics of sustainable investment (ESG) and its implications for financial performance. In addition, this study highlights policy aspects and managerial practices that are relevant to the changing landscape of modern investment. Based on a synthesis of literature from the past five years, the findings indicate that digitalization—through the use of FinTech and online platforms—has transformed capital allocation mechanisms while also affecting investor decision-making patterns. Meanwhile, empirical evidence regarding the impact of ESG-based investments on corporate performance remains heterogeneous, indicating the need for more comprehensive data and consistent reporting standards. Thus, this study contributes to a deeper understanding of the trends, challenges, and implications of investment in the digital era.
Kajian Komprehensif Prinsip Investasi Kontemporer: Dinamika, Tantangan, dan Implikasi Hukum dalam Transformasi Ekonomi Digital Global Erlita, Ita; Majid, Nurholis; Prasetiyo, Rio Wibowo Agung; Adonara, Firman Floranta
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 1 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i1.3194

Abstract

Transformasi digital dalam sektor keuangan telah membawa perubahan mendasar terhadap cara kerja investasi melalui pemanfaatan platform daring, kecerdasan buatan, serta instrumen keuangan berbasis teknologi. Perkembangan tersebut mendorong perlunya evaluasi ulang terhadap efektivitas mekanisme perlindungan investor serta kesesuaian kerangka hukum dalam mengatur inovasi finansial yang semakin kompleks. Penelitian ini bertujuan mengkaji prinsip-prinsip investasi modern di tengah digitalisasi serta membahas implikasi normatif bagi investor, regulator, dan pasar keuangan. Pendekatan penelitian menggunakan metode kualitatif berorientasi socio-legal melalui penelaahan sistematis atas literatur mutakhir mengenai digitalisasi, FinTech, ESG, dan perilaku investor. Temuan penelitian menunjukkan bahwa digitalisasi meningkatkan keterjangkauan layanan investasi, mempercepat proses transaksi, dan memperluas akses informasi, namun juga menghadirkan ancaman berupa serangan siber, potensi manipulasi algoritmik, dan perilaku spekulatif yang dipicu tren media sosial. Di samping itu, penerapan prinsip ESG berkembang menjadi indikator penting dalam proses investasi, meskipun keberagaman standar pelaporan masih menimbulkan ketidakjelasan bagi pelaku pasar. Penelitian ini juga mengidentifikasi bahwa perbedaan regulasi antarnegara membuka peluang arbitrase regulasi yang dapat mengurangi efektivitas perlindungan investor. Karena itu, diperlukan pembaruan regulasi yang lebih responsif dan terkoordinasi guna menjaga keamanan, stabilitas, dan kredibilitas ekosistem investasi digital.