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All Journal WORLDVIEW ( Jurnal Ekonomi Bisnis dan Sosial Sains )
Achmad Zaki Fadhil
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DINAMIKA FAKTOR INTERNAL DAN EKSTERNAL DALAM MEMBENTUK MINAT INVESTASI SYARIAH DI KABUPATEN CIAMIS Acim Acim; Achmad Zaki Fadhil
WORLDVIEW ( Development economic and sharia studies journal ) Vol 5 No 1 (2026): WORLDVIEW ( Jurnal Ekonomi Bisnis dan Sosial Sains )
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/worldview.v5i2.608

Abstract

This research aims to analyze the influence of internal and external factors on sharia investment decisions in Ciamis Regency. Internal factors include financial literacy, investment experience, and religiosity, while external factors consist of economic conditions, government policies, and social environment. The research uses a quantitative approach with a sample of 100 respondents selected through purposive sampling. Data were analyzed using multiple linear regression. The findings indicate that internal and external factors significantly influence investment decisions with a negative direction, suggesting that increased capacity and information intensity lead to higher levels of prudence among investors in Ciamis. These results imply that the regional government and sharia financial institutions need to provide more applicable and simplified education to convert this cautious attitude into real investment participation while maintaining the values of prudence in the local urban-religious society.
Co-Authors Acim Acim Mochamad Syaiful Arif Sarie, Rena Febrita