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All Journal Jurnal Ekonomi, Bisnis dan Manajemen New Economy
Tutut Indrawati
Universitas Nurul Jadid
Economics, Econometrics & Finance

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Peran Aplikasi E-Bekal Dalam Meningkatkan Inovasi Ekonomi Umkm Di Pp Nurul Jadid Deddy Junaedi; Maziyyatul Husna; Tutut Indrawati; Deva Ummu Azizah; Nur Fajriyah
New Economy Vol. 1 No. 1 (2025)
Publisher : CV. Akira Java Bulu

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Abstract

The study analyzes the role of the E-Bekal application in improving economic innovation of Micro, Small, and Medium Enterprises (MSMEs) at the Nurul Jadid Islamic Boarding School, Probolinggo. This study aims to explore how E-Bekal can improve transaction efficiency, speed up payments, and reduce errors in cash transactions, as well as empower students and MSME actors in facing economic challenges. The methods used in this study are qualitative methods and literature studies. The qualitative approach was carried out through interviews and observations of MSME actors and students. The conclusion of this study is that the E-Bekal system at the Nurul Jadid Islamic Boarding School has a significant role in encouraging economic innovation, especially for Micro, Small, and Medium Enterprises (MSMEs). The implementation of E-Bekal has improved the efficiency of financial transactions, accelerated the payment process, and reduced errors in cash transactions.
Analisis Peluang dan Tantangan Implementasi Sistem Pembayaran Digital bagi Pelaku UMKM pada Kegiatan Car Free Day Kraksaan Tutut Indrawati; Moh Fakhri Siddiqi
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 5 No. 3 (2026): Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v5i3.4672

Abstract

This study aims to analyze the adaptation strategies of Micro, Small, and Medium Enterprises (MSMEs) toward digital payment systems in the era of economic digitalization during Car Free Day events in Kraksaan. This study is motivated by the development of digital technology, which is driving a shift in transaction systems from traditional methods toward more practical and efficient alternatives. These changes require MSME operators to adapt to technological advancements in order to maintain business competitiveness and improve the quality of service provided to consumers. The research method employed is a qualitative approach using a phenomenological framework to gain a deep understanding of the experiences and perceptions of MSME operators who have adopted digital technology. The informants in this study consist of four active MSME vendors participating in the Kraksaan Car Free Day event. Data collection techniques included observation, interviews, and documentation. The data obtained was analyzed using qualitative data analysis techniques, which included data reduction by selecting key points, data presentation, and drawing conclusions. The results of the study indicate that digital payment systems have a positive impact in facilitating transactions, improving service efficiency, and assisting in business management and financial recordkeeping. However, the implementation of digital payment systems still faces challenges such as unstable internet connections and the fact that some MSMEs continue to opt for traditional transactions due to the relatively small scale of their businesses.
Co-Authors Deddy Junaedi Deva Ummu Azizah Maziyyatul Husna Moh Fakhri Siddiqi Nur Fajriyah