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All Journal Ascendia: Journal of Economic and Business Advancement International Journal of Islamic Business Management
M. Ferdiyan
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance

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Ekonomi Islam sebagai Paradigma Etis dalam Transformasi Bisnis Modern Berkelanjutan: Kajian Perbandingan dengan Ekonomi Konvensional M. Ferdiyan; Anisah Harahap
Journal of Economic and Business Advancement Vol. 1 No. 1 (2025): September: Ascendia: Journal of Economic and Business Advancement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/7q990r40

Abstract

This study analyzes the comparison between Islamic economic principles and conventional economics in shaping a modern business paradigm that is ethical and sustainable. Through a qualitative approach based on literature review, this study identifies differences in value orientation, financial structure, and social implications of the two economic systems. The results show that Islamic economics, with its principles of maqashid sharia, distributive justice, and prohibition of usury, is capable of creating a more inclusive business model oriented towards social welfare. Data from the OJK, Bank Indonesia, and the Islamic Development Bank show an average growth of 9% per year in sharia assets and an increase in the MSME financing ratio to 71%. Meanwhile, the conventional economy is still dominated by short-term profit logic that often disregards ethical values and social balance. This study emphasizes that the integration of Islamic values into modern economic policy can be a strategic solution to realize a sustainable business system that is in line with the principles of justice and universal welfare.
IMPLEMENTASI TEORI PEREKONOMIAN INDONESIA DALAM MENGHADAPI TANTANGAN GLOBALISASI DAN DIGITALISASI EKONOMI NASIONAL KONTEMPORER MODERN STRATEGIS M. Ferdiyan; Reni Ria Armayani Hasibuan; Nanda Ardi Tama; Siti Khairani; Raihan Hidan Bugis
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the implementation of Indonesian economic theory in addressing the challenges of globalization and the digitalization of the national economy in a contemporary and strategically modern era. The research employs a qualitative descriptive approach using a literature review method by examining books, academic journals, government policy documents, and other relevant sources. This study highlights the role of Pancasila-based economic theory as the foundation of the national economic system in responding to global economic dynamics and rapid digital transformation. The findings indicate that globalization and digitalization present both opportunities and challenges for Indonesia’s economy, particularly in terms of competitiveness, economic sovereignty, and equitable welfare distribution. Conceptually, the implementation of Indonesian economic theory emphasizes the role of the state in regulating and safeguarding national interests; however, in practice, it faces obstacles such as unequal access to digital technology, the dominance of global economic actors, and limitations in adaptive regulatory frameworks. Therefore, innovative, inclusive, and nationally value-oriented economic policy strategies are required to ensure sustainable economic development amid globalization and digital transformation.
Co-Authors Anisah Harahap Nanda Ardi Tama Raihan Hidan Bugis Reni Ria Armayani Hasibuan Siti Khairani