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All Journal JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal Budget Jurnal Bersama Pengabdian Kepada Masyarakat
Septi Nurmalita
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Peningkatan Pengelolaan Keuangan UMKM melalui Workshop Penyusunan Laporan Keuangan untuk Mendukung Pertumbuhan Ekonomi Dwi Handarini; Septi Nurmalita; Diah Armeliza; Adam Zakaria; Vanesa Amalia Duati; Fakhri Salman Alparisi
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol. 7 No. 1 (2026)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v7i1.2957

Abstract

This community service program aims to improve the ability of Micro, Small, and Medium Enterprises (MSMEs) to prepare simple financial statements and understand the importance of business legality through simple technology-based training. The program was conducted in Rawamangun, East Jakarta, involving young entrepreneur partners such as Cdj Gallery, Fisy Tee, Wrappedinlove.idn, Aroma Kue, Dough and HA, Nyameal Ajaa, and SMK Sahid Jakarta Pastry & Bakery. The main challenges faced by the partners included low financial literacy, the mixing of personal and business finances, and limited use of digital financial recording. The program was implemented through five stages: socialization, financial statement preparation training, implementation of a simple financial statement template, mentoring, and evaluation. A participatory approach involved participants in transaction recording, income statement preparation, and simulations of obtaining a Business Identification Number (NIB) through the Online Single Submission (OSS) system. Evaluation results showed improved understanding of basic accounting principles and awareness of business legality.
The Influence of Inflation and Energy Subsidies on the Stability of the Rupiah Exchange Rate in Indonesia (2015-2024) Septi Nurmalita; Eka Septariana Puspa; Surya Anugrah; Windy Permata Suyono; Deas Shaqilla Putri
Jurnal Budget : Isu dan Masalah Keuangan Negara Vol 10 No 2 (2025): Jurnal Budget: Isu dan Masalah Keuangan Negara
Publisher : Pusat Analisis Anggaran dan Akuntabilitas Keuangan Negara

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Abstract

This study examines the determinants of exchange rate stability in Indonesia during the period 2015-2024, focusing on the roles of inflation and energy subsidies. Using a quantitative explanatory approach and multiple linear regression analysis with annual time-series data, this research explores how these two macroeconomic variables influence the volatility of the Indonesian rupiah against the U.S. dollar. The results show that inflation does not significantly affect exchange rate stability, indicating that effective monetary policy by Bank Indonesia has successfully mitigated inflationary pressures on the currency. Meanwhile, energy subsidies are found to have a significant effect on exchange rate stability, implying that fiscal policy related to energy spending plays a crucial role in shaping the rupiah’s movement. Collectively, inflation and energy subsidies explain 49.1% of the variation in exchange rate stability. These findings highlight the importance of harmonizing fiscal and monetary policies to maintain macroeconomic resilience and strengthen the credibility of Indonesia’s exchange rate management.
Peningkatan Literasi Keuangan Siswa SMKS Bani Adna melalui Pelatihan Perencanaan Keuangan Pribadi Berbasis Excel Septi Nurmalita; Putri Haryani; Siti Halizah Salsabilla; Ridho Rambu Bassae
Jurnal Bersama Pengabdian Kepada Masyarakat (SAMAMAS) Vol. 1 No. 3 (2025): September 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/samamas.v1i3.311

Abstract

The low level of financial literacy among Indonesian youth remains a serious challenge, particularly for vocational high school (SMK) students who are being prepared to enter the workforce. This community service program aims to enhance students’ financial literacy through personal financial planning training using Microsoft Excel, conducted at SMKS Bani Adna, Bojong Loa Village, Tangerang Regency. The method employed was a one-day workshop consisting of three stages: a Google Form–based pre-test, an interactive training session emphasizing fundamental concepts of personal financial management and budgeting practices using Excel, and a post-test to measure students’ improvement in understanding. The training results indicated a significant increase in students’ financial understanding, with the highest improvement of 10.26% observed in the aspect of daily expense recording. A total of 93% of participants found the Excel template easy to use, and 89% expressed interest in joining follow-up training sessions. This program demonstrates that a simple technology-based approach can effectively enhance students’ financial literacy while offering opportunities for replication in other schools through collaboration among universities, schools, and local communities.
Co-Authors Deas Shaqilla Putri Diah Armeliza Dwi Handarini Eka Septariana Puspa Fakhri Salman Alparisi Putri Haryani Ridho Rambu Bassae Siti Halizah Salsabilla Surya Anugrah Vanesa Amalia Duati Windy Permata Suyono Zakaria, Adam