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p-Index From 2021 - 2026
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All Journal Socius: Social Sciences Research Journal
Alifah, Alina
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Hubungan Literasi Finansial dengan Kesejahteraan Finansial di Kalangan Generasi Z Masyarakat Kelurahan Kalibaru Kota Bekasi Alifah, Alina; Muzzamil, Ferdy; Azhiim, Rizma Afian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 6 (2026): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18217656

Abstract

This study aims to examine the relationship between financial literacy and financial well-being among Generation Z in Kalibaru Village, Bekasi City. Rapid digitalization and increasing access to financial services have created both opportunities and challenges for young people in managing their finances. This research employed a quantitative correlational design with 348 respondents selected through accidental sampling. Financial literacy was measured using a scale adapted from Lusardi and Mitchell, while financial well-being was assessed using the Consumer Financial Protection Bureau (CFPB) Financial Well-Being Scale. Data were analyzed using Spearman’s rho correlation test. The results indicated a significant positive relationship between financial literacy and financial well-being (rₛ = 0.709; p 0.001). These findings suggest that higher financial literacy is associated with higher perceived financial well-being among Generation Z. This study highlights the importance of financial literacy education in enhancing economic and psychological well-being among young people.
Co-Authors Muzzamil, Ferdy Rizma Afian Azhiim