Socius: Social Sciences Research Journal
Vol 3, No 6 (2026): Januari

Hubungan Literasi Finansial dengan Kesejahteraan Finansial di Kalangan Generasi Z Masyarakat Kelurahan Kalibaru Kota Bekasi

Alifah, Alina (Unknown)
Muzzamil, Ferdy (Unknown)
Azhiim, Rizma Afian (Unknown)



Article Info

Publish Date
12 Jan 2026

Abstract

This study aims to examine the relationship between financial literacy and financial well-being among Generation Z in Kalibaru Village, Bekasi City. Rapid digitalization and increasing access to financial services have created both opportunities and challenges for young people in managing their finances. This research employed a quantitative correlational design with 348 respondents selected through accidental sampling. Financial literacy was measured using a scale adapted from Lusardi and Mitchell, while financial well-being was assessed using the Consumer Financial Protection Bureau (CFPB) Financial Well-Being Scale. Data were analyzed using Spearman’s rho correlation test. The results indicated a significant positive relationship between financial literacy and financial well-being (rₛ = 0.709; p 0.001). These findings suggest that higher financial literacy is associated with higher perceived financial well-being among Generation Z. This study highlights the importance of financial literacy education in enhancing economic and psychological well-being among young people.

Copyrights © 2026






Journal Info

Abbrev

Socius

Publisher

Subject

Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

Description

Socius: Jurnal Penelitian Ilmu-ilmu Sosial is a multi and interdisciplinary peer-reviewed academic research journal serving the broad social sciences community. The journal welcomes excellent contributions that advance our understanding on a broad range of topics including anthropology, sociology, ...