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All Journal Adl Islamic Economic Indonesian Journal of Multidisciplinary Sciences
Kamalia Sani
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Optimization of Blockchain Technology for the Distribution of Cash Waqf in Poverty Alleviation Syaifullah, Ahmad; Puspa Utami; Kamalia Sani
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 6 No 2 (2025): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v6i2.147

Abstract

Di tengah tingginya potensi wakaf tunai sebagai solusi pengentasan kemiskinan, terdapat tantangan berupa ketidaktransparanan distribusi dan rendahnya akuntabilitas pengelolaan dana. Penelitian ini bertujuan untuk menganalisis potensi optimalisasi teknologi blockchain dalam meningkatkan transparansi, akuntabilitas, dan efisiensi distribusi wakaf tunai sebagai bagian dari program pengentasan kemiskinan. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan literature review, di mana data dikumpulkan melalui studi pustaka terhadap jurnal ilmiah, laporan industri, dan dokumen terkait fintech syariah, wakaf digital, serta implementasi blockchain dalam filantropi Islam. Hasil penelitian menunjukkan bahwa integrasi blockchain dapat meminimalisir risiko penyalahgunaan dana, meningkatkan kepercayaan wakif (donatur), dan mempercepat penyaluran manfaat kepada mustahik (penerima manfaat). Beberapa tantangan yang diidentifikasi meliputi aspek regulasi, kesiapan infrastruktur digital, dan literasi masyarakat. Penelitian ini memberikan rekomendasi pentingnya kolaborasi antara lembaga keuangan syariah, regulator, dan pihak terkait untuk mengembangkan kerangka kerja blockchain yang sesuai dengan prinsip syariah dan tujuan sosial wakaf. Kata Kunci: Blockchain, Wakaf Tunai, Kemiskinan, Fintech Syariah.
Aligning Maqasid al-Shariah and Sustainable Development Goals: A Multidimensional Welfare Analysis from South Sumatra, Indonesia Kamalia Sani; Puspa Utami
Indonesian Journal of Multidisciplinary Sciences (IJoMS) Vol. 5 No. 1 (2026): Indonesian Journal of Multidisciplinary Sciences (IJoMS)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/ijoms.v5i1.2379

Abstract

This study examines the alignment between Maqasid al-Shariah and the Sustainable Development Goals (SDGs) through a multidimensional welfare framework in South Sumatra, Indonesia during the 2020–2025 period. The study develops a sub-national Maqasid-based Welfare Index (MWI) by incorporating five dimensions: social welfare (Din), health (Nafs), education (Aql), human development (Nasl), and economic welfare (Mal), proxied respectively by social indicators, life expectancy, mean years of schooling, Human Development Index (HDI), and poverty rate. Using panel data across districts/cities, this research applies a composite index approach combined with panel regression analysis to examine the determinants and dynamics of multidimensional welfare. The results reveal a significant welfare decline during the COVID-19 pandemic in 2021, followed by a gradual recovery throughout 2022–2025. The regression findings indicate that health and education exert positive and significant effects on Maqasid-based welfare, while poverty negatively affects welfare performance. The findings demonstrate that the integration of Maqasid al-Shariah and SDGs provides a broader welfare perspective beyond conventional economic indicators. Despite improvements in human development, regional disparities and poverty remain major challenges for inclusive welfare achievement. This study contributes empirically by operationalizing a Maqasid-based Welfare Index (MWI) at the sub-national level and offers policy implications for strengthening human capital investment, social protection, and sustainable regional development strategies in Indonesia.
Co-Authors Puspa Utami Syaifullah, Ahmad