Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Jurnal Pengabdian kepada Masyarakat Nusantara Contemporary Studies in Economic, Finance and Banking (CSEFB)
Lie, Clara Faustine
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Impact of Digital Payments on Inflation in G20 Countries Lie, Clara Faustine; Indraswari, Citra Rahayu
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 4 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.4.19

Abstract

A digital payment system is a transaction or payment method that uses digital means without involving cash, offering various benefits, such as transaction effectiveness and efficiency, and promoting financial inclusion. By 2021, 76 percent of adults worldwide will have an account at a bank, other financial institution, or electronic money service provider. Several previous studies have included digital payment system variables, but these were limited to Indonesia and over varying time periods. This study aims to analyze the impact of digital payment systems on inflation in G20 countries, thereby providing an empirical picture of the interaction between technology, monetary policy, and price stability. The study used panel data regression involving digital payment instruments such as debit, credit, and electronic money. The analysis shows that digital payment systems play a significant role in influencing inflation, with varying effects depending on the type of instrument and country characteristics. These findings provide several important implications regarding monetary policy and digital payment system regulations, which must be adapted to the conditions and level of technological development in each country.
Sosialisasi Literasi Keuangan: Bijak Finansial Pahami Risiko Pinjaman Online dan Bahaya Judi Online Ananda, Candra Fajri; Indraswari, Citra; Lie, Clara Faustine
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4.1 (2025): SPESIAL ISSUE DESEMBER
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Transformasi digital telah membawa dampak signifikan pada sektor keuangan, salah satunya dengan hadirnya pinjaman online yang dapat memberikan akses keuangan cepat dan inklusif. Namun, fenomena ini juga disertai dengan risiko besar terkait pinjol ilegal dan praktik judi online. Rendahnya literasi keuangan di masyarakat menjadi salah satu faktor utama yang mendorong tingginya kerentanannya terhadap risiko-risiko tersebut. Penelitian ini bertujuan untuk meningkatkan literasi keuangan di Desa Sumberdem, Kecamatan Wonosari, Kabupaten Malang, yang didominasi oleh sektor UMKM dengan keterbatasan akses modal. Metode yang digunakan adalah Community Based Research (CBR) dengan pendekatan partisipatif. Kegiatan sosialisasi dilakukan pada 24 Juni 2025 dengan melibatkan 20 peserta yang terdiri dari aparatur desa, pengelola BUMDesa, dan pelaku UMKM. Materi yang disampaikan mencakup pemahaman tentang pinjol, risiko yang ditimbulkan, serta dampak judi online. Hasil penelitian menunjukkan adanya peningkatan pengetahuan peserta yang signifikan berdasarkan perbandingan nilai pre-test dan post-test, dengan rata-rata peningkatan sebesar 33,75 poin. Survey kepuasan peserta menunjukkan respon positif terhadap pelaksanaan kegiatan sosialisasi. Sosialisasi literasi keuangan kepada masyarakat efektif dalam meningkatkan kesadaran akan risiko pinjaman online serta bahaya judi online.
Co-Authors Candra Fajri Ananda Citra Rahayu Indraswari, Citra Rahayu Indraswari, Citra