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All Journal Scripta Economica: Journal of Economics, Management, and Accounting Jurnal Riset Sosial Humaniora dan Pendidikan
Annura Nazwa
Unknown Affiliation
Humanities Economics, Econometrics & Finance Education Social Sciences

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Operasional Perbankan Berbasis Mobile Banking: Kemudahan, Keamanan, dan Tantangan Annura Nazwa; Rihan Rizky; Tierra Kresna
Journal of Economics, Management, and Accounting Vol 1 No 3 (2026): March: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/nq7znc98

Abstract

Mobile banking has become a core component of modern banking operations, transforming conventional services into more accessible and efficient digital systems. This study examines mobile banking operations by focusing on three key aspects: convenience, security, and operational challenges. The findings indicate that ease of use plays a crucial role in encouraging customer adoption and increasing transaction frequency, as intuitive interfaces and real-time services enhance user satisfaction. Security emerges as a fundamental pillar in sustaining customer trust, supported by layered authentication systems and regulatory standards designed to mitigate cyber risks. However, the rapid growth of mobile banking also presents operational challenges, including system stability, disparities in digital literacy, human resource readiness, and the need to comply with evolving regulations. These challenges highlight the importance of adaptive operational management and continuous system improvement. Overall, the study concludes that successful mobile banking implementation requires not only technological innovation but also strong regulatory support, effective risk management, and ongoing customer education to ensure sustainable digital banking operations.
Kontroversi Kepemimpinan Wanita: Perbedaan Pandangan Hadis Bukhari Dan UU Pasal 27 Ayat 1 Annura Nazwa; Arifin, Tajul
RISOMA : Jurnal Riset Sosial Humaniora dan Pendidikan Vol. 2 No. 4 (2024): Juli: RISOMA : Jurnal Riset Sosial Humaniora dan Pendidikan
Publisher : Asosiasi Ilmuwan Pendidikan, Sosial, dan Humaniora Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/risoma.v2i4.189

Abstract

In this research, we will explore and explain further the link of Bukhari's hadith regarding women's leadership and the provisions of Article 27 paragraph 1 of the Law on Gender Equality in Leadership Positions. This research was conducted using a multidisciplinary approach that combines textual analysis, historical-critical methods, and legal methods. The findings show that Bukhari's hadith about women's leadership needs to be understood in its socio-historical context and cannot be interpreted from the text alone. On top of that, this research found that the spirit of gender equality in Article 27 paragraph 1 of the law is in line with Islamic rules for creating a fair and beneficial system. Therefore, the reconciliation of religious values and positive legal norms regarding women's leadership can be achieved by considering the comprehensive interpretation of the Bukhari hadith and the contextual application of Law Article 27 paragraph 1. Women's leadership is an important issue that has sparked debate throughout the world, including Indonesia . This debate is rooted in the dialectic between religious values and positive legal norms. In Islamic studies, the placement of certain hadiths in the Sahih Bukhari book is often interpreted as preventing women from occupying leadership positions. On the other hand, Article 27 paragraph 1 of the Law firmly guarantees the right of every citizen to take leadership roles without gender discrimination.
Co-Authors Rihan Rizky Tajul Arifin Tierra Kresna