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All Journal Jurnal Ilmiah Psikologi Terapan BanKu: Jurnal Perbankan dan Keuangan
Wardani, Riska
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Humanities Economics, Econometrics & Finance Social Sciences

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Analisis Tingkat Kesehatan Bank dengan Menggunakan Metode RGEC (Risk Profile, Good Corporate Governance, Earning & Capital) pada PT Bank Sulselbar Tahun 2021-2023 Wardani, Riska; Nuraisyiah, Nuraisyiah; Oktaviyah, Nurafni
BanKu: Jurnal Perbankan dan Keuangan Vol 6, No 1 (2025): Volume 6, Nomor 1, Februari 2025
Publisher : Program Studi Perbankan dan Keuangan Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/banku.v6i1.16897

Abstract

This study aims to analyze the health level of PT Bank Sulselbar in 2021-2023. This study uses a single variable, namely the bank's health level which is measured using the RGEC method. Data collection techniques are carried out through documentation, by collecting data from the bank's official website and other trusted sources. Data analysis is carried out using a quantitative descriptive approach through the calculation and interpretation of financial ratios according to the standards set by Bank Indonesia. The results of this study indicate that the composite rating obtained by PT Bank Sulselbar in 2021 was 84% with a rating of 2 (healthy), in 2022 it was 80% with a rating of 2 (healthy), and in 2023 it was 80% with a rating of 2 (healthy), reflecting the condition of the bank which is generally healthy so that it is considered capable of facing significant negative impacts from changes in business conditions and other external factors.
Psychological well-being of single working mothers: The influence of spiritual intelligence and social support Rifayanti, Rina; Suhesty, Aulia; Wahyuni, Ridha; Pramesti, Shinta Aprillia; Wardani, Riska; Azmi, Siti Nur
Jurnal Ilmiah Psikologi Terapan Vol. 13 No. 2 (2025): August
Publisher : University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jipt.v13i2.37655

Abstract

The number of single mothers who must carry out dual roles as housewives and breadwinners is significant. This single-mother status means that dual roles must be fulfilled. This research aims to determine the influence of spiritual intelligence and social support on psychological well-being among single working mothers. The method used in this research is a quantitative approach with multiple linear regression analysis techniques. The sample in this study consisted of single mothers who worked, either due to divorce or widowhood, with a total of 105 respondents selected using purposive sampling. The research results showed that, simultaneously, spiritual intelligence and social support could influence the psychological well-being of single working mothers by 55.7%. Additionally, both spiritual intelligence and social support individually influence psychological well-being. This research supports the theory that psychological well-being is influenced by internal (spiritual intelligence) and external (social support) factors. These findings can serve as a basis for further research to develop intervention models aimed at improving the psychological well-being of single working mothers.
Co-Authors Aulia Suhesty Azmi, Siti Nur Nurafni Oktaviyah Nuraisyiah, Nuraisyiah Pramesti, Shinta Aprillia Ridha Wahyuni, Ridha Rifayanti, Rina