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All Journal Indonesia Economic Journal
Nurhakim, Reihan Ahmad
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Economics, Econometrics & Finance

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Analisis Manajemen Risiko pada UMKM di Kabupaten Bandung Studi Kasus: AMEL COLLECTION Nurhakim, Reihan Ahmad; Dhafin Al-Rasyid, Dhafin Al-Rasyid; Priatna , Elky Rimba; Kurniawan, Aris; Alfiana, Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/3df3hc90

Abstract

This study looks at how small and medium businesses handle risks, using the example of AMEL COLLECTION in Bandung Regency. The research uses a descriptive qualitative method to find the main risks that could stop the business from running smoothly. These risks include problems with the market, marketing, operations, finances, and the workforce. Most of these risks are considered high, and they come from things like changes in customer demand during certain seasons, not having enough different products, poor use of digital marketing, not keeping good financial records, and not having enough workers. Using a risk matrix, the study shows that these issues need to be addressed right away. Suggestions to fix these problems include better online promotion, better control of inventory and sales, more organized financial reports, and hiring more trained employees. Managing risks well is important for making the business more stable and helping it grow in a sustainable way.  
Analisis Manajemen Risiko pada UMKM DuaTiloe Barbershop Yoniar, Ghulam Priyatna; Nurhakim, Reihan Ahmad; Kurniawan, Aris; Priatna, Elky Rimba; Alfiana, Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/cm1e7610

Abstract

This study aims to analyze the implementation of risk management at the micro, small, and medium enterprise (MSME) DuaTiloe Barbershop as an effort to maintain business continuity and competitiveness within the barbershop service industry. The research employed a descriptive qualitative method by collecting data through interviews and observations with the owner and employees. The analysis was conducted using the ISO 31000 framework and SWOT analysis to identify internal and external factors influencing business risks. The results show that the main risks faced include market, operational, and human resource (HR) risks. DuaTiloe Barbershop manages these risks through service innovation, cost-efficiency strategies, regular training for barbers, and an incentive system to maintain employee loyalty. The implementation of preventive and adaptive measures has proven to enhance operational stability and strengthen the business image. Therefore, effective risk management serves as a key factor in supporting the sustainability and growth of MSMEs in the service sector.
Analisis Manajemen Risiko pada UMKM “Huma Laundry” Garut Priatna, Elky Rimba; Yoniar, Ghulam Priyatna; Sastradireja, Dhafin Al-Rasyid; Nurhakim, Reihan Ahmad; Alfiana, Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/05r5f897

Abstract

This study aims to identify and analyze the risks faced by the micro-enterprise Huma Laundry in Tarogong Kaler, Garut, as well as to determine appropriate mitigation strategies to maintain operational stability. The research employed a descriptive qualitative method, with data collected through direct interviews with the owner and observations of the service process. The analysis was conducted by mapping risks based on their likelihood and impact, supported by a SWOT analysis to understand the strategic position of the business. The findings indicate that the main risks encountered by Huma Laundry include machine breakdowns, washing errors, fluctuating income, and delayed payments from regular customers. The SWOT analysis reveals that the business holds strengths such as consistent service quality and a stable customer base, while weaknesses arise from limited digital promotion and simple financial management. Opportunities come from the increasing demand for laundry services, whereas threats include competition and rising operational costs. Recommended mitigation strategies comprise routine machine maintenance, employee training, service quality improvement, digital marketing optimization, and the adoption of non-cash payment systems. Overall, this study highlights the importance of systematic risk management to support the sustainability and competitiveness of micro-enterprises.
Co-Authors Alfiana Alfiana Aris Kurniawan Dhafin Al-Rasyid, Dhafin Al-Rasyid Priatna , Elky Rimba Priatna, Elky Rimba Sastradireja, Dhafin Al-Rasyid Yoniar, Ghulam Priyatna