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MINAT GENERASI Z DALAM BERWAKAF UANG MELALUI PEMANFAATAN TEKNOLOGI DIGITAL PADA PLATFORM KEUANGAN Dini zahratun husna; Faris Affandi; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

Cash waqf is an Islamic philanthropic instrument with significant potential to support economic and social development. However, the level of participation of Generation Z in cash waqf remains relatively low despite their large population and digital-native characteristics. This study aims to analyze the factors influencing Generation Z’s interest in cash waqf. The research employs a quantitative approach using questionnaire-based data collected from Generation Z respondents. The variables examined include cash waqf literacy, religiosity, trust in waqf management institutions, utilization of digital technology, and ease of access to information. The data were analyzed using multiple linear regression to determine the effect of each variable on interest in cash waqf. The findings indicate that cash waqf literacy, institutional trust, and the use of digital technology have a significant positive effect on Generation Z’s interest in participating in cash waqf. Meanwhile, religiosity and access to information show a weaker influence. This study is expected to serve as a reference for waqf institutions in developing strategies to enhance cash waqf participation by aligning programs with the characteristics and preferences of Generation Z.
Sosialisasi dan Pendampingan Digitalisasi UMKM Melalui Penerapan QRIS di Dusun I Bah Aren, Nagori Pamatang Sidamanik Raisah Armayanti Nasution; Rifka Annisa Sirait; Nadhyatul Hasanah; Faris Affandi; Alfa Rizi Azhari
Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat Vol. 4 No. 3 (2026): Juli : Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/pandawa.v4i3.3024

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in Dusun I Bah Aren, Nagori Pamatang Sidamanik largely still rely on conventional cash-based transactions, resulting in challenges such as limited change availability, elderly sellers who are less familiar with technology, and inefficient service time. This community service activity aims to provide socialization and mentoring to MSME actors in Dusun I Bah Aren, Nagori Pamatang Sidamanik regarding transaction digitalization through the implementation of the Quick Response Code Indonesian Standard (QRIS) using the GoPay Merchant application. The implementation method includes material socialization, application usage demonstration, and direct mentoring in merchant account registration and transaction simulation. The results show that participants gained a better understanding of the benefits of QRIS for business sustainability, reflected in positive responses during the discussion session and a comprehension quiz result in the good category on average. This activity is expected to encourage MSME actors in Dusun I Bah Aren, Nagori Pamatang Sidamanik to begin adopting digital payment systems to improve business efficiency and competitiveness.