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All Journal Journal Evaluation in Education (JEE) Amorti: Jurnal Studi Islam Interdisipliner Journal of Economics and Social Sciences Journal of Innovative and Creativity
M Arif Musthofa
Institut Islam Al-Mujaddid Sabak
Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Social Sciences Other

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Tinjauan Hukum Islam Terhadap Tip Kurir Cash on Delivery (COD) di Kantor J & T Talang Babat Annisa Fitri; M Arif Musthofa; Triyana Wulandari; Zeni Sunarti; Al Munip
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2838

Abstract

This study employed a qualitative approach. The data used in this study were primary and secondary data. The field research technique used was file research. 1). Observation, conducted by the author directly by observing various matters related to the writing. 2). Interviews, where the author conducted the writing through an individual approach and directly asked several informants. 3). Documentation, or data collection, conducted by the author by going into the field to collect data or documents that could provide an overview of the location and object. The results of this study showed that many customers gave tips to J&T couriers. From an Islamic perspective, tipping J&T couriers is essentially permissible, especially if the giving is a form of appreciation for good service and not coercion. Tipping J&T couriers is not an obligation, but rather a form of appreciation for the service provided by the courier to the customer, so that the customer feels satisfied with the courier's performance. These tips are given voluntarily without any request or coercion.
Enhancing Islamic Teacher Education through CIPP-Based Curriculum Evaluation M Arif Musthofa; Kuswanto Kuswanto; Arif Al Hazmi
Journal Evaluation in Education (JEE) Vol 7 No 2 (2026): April
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jee.v7i2.1952

Abstract

Purpose of the study: This study aims to critically analyze and validate the applicability of the CIPP (Context, Input, Process, Product) evaluation model within the framework of Islamic education. Specifically, it seeks to test, verify, and deepen theoretical understanding of the CIPP model by examining its relevance, strengths, and limitations when applied to a religiosity-based educational context. Methodology: Using a qualitative descriptive-evaluative design, data were collected through observations and semi-structured interviews with 15 participants the Director of KMI, 3 supervisors, 6 teachers, and 5 students selected via purposive sampling. Data were analyzed thematically based on the four CIPP components. Main Findings: The religiosity-based curriculum fundamentally contrasts with the liberal-humanistic paradigm, which places humans as the ultimate center and measure of all things while neglecting spiritual and divine values. From the perspective of Islamic education, such a humanistic-liberal model is inherently incompatible, as it disregards the transcendental relationship between humans and their Creator. Novelty/Originality of this study: This study presents a novel contribution by revealing that the conventional application of the CIPP evaluation model, though comprehensive in managerial and procedural aspects, remains insufficient to address the complex realities of educational practice particularly within the realm of Islamic education. The model’s limitation lies in its inability to capture the spiritual (ilahiyah) dimensions that are essential to a religiosity-based curriculum. To overcome this gap, the study proposes an integrative framework termed MHI, which stands for Management, Humanitarian, and Ilahiyah components.
Islamic Financial Education as a Preventive Instrument in Mitigating Riba-Based Credit Transactions: An Empirical Study Darmawan Dwi Prasetyo; M Arif Musthofa; Wargo; Daud
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1579

Abstract

This study aims to examine the effect of literacy on community decision-making in engaging in credit-based buying and selling transactions containing elements of riba in Geragai District, Tanjung Jabung Timur. The research focuses on members of the local community as its primary subjects. A quantitative approach was employed using a simple random sampling technique, resulting in a total of 50 respondents. Data were analyzed using a t-test and simple linear regression with the assistance of Microsoft Excel. The findings reveal that literacy has a positive and statistically significant influence on community decisions to engage in credit transactions involving riba. This indicates that higher levels of literacy are associated with more informed and rational decision-making regarding such financial practices. The study highlights the importance of improving literacy particularly in the context of financial and Islamic perspectives to guide communities toward more appropriate economic behavior
Fair Price Formation in Ready-to-Eat Cake Sales: A Fiqh Muamalah Analysis of Microenterprise Practices Anggun Putri Utami; M Arif Musthofa; Khusnul Yatima; Sayida Khoiratun Nisak; Erwina Kartika Devi; M. Habibie
Amorti: Jurnal Studi Islam Interdisipliner Vol. 5 No. 4 Oktober 2026: Amorti: Jurnal Studi Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/amorti.v5i4.1609

Abstract

This study examines the pricing practices of ready-to-eat cakes at Micro Cake Business X in Talang Babat Village, Indonesia, from the perspective of fiqh muamalah. The study aims to analyze the mechanisms of price formation, the factors underlying price fluctuations, the transparency of price information, and the practice of reselling unsold cakes from the previous day. A qualitative research design with an empirical juridical approach was employed. Data were collected through non-participant observation, semi-structured interviews, and documentation involving the business owner, employees, and consumers. The data were analyzed through data condensation, data display, and conclusion drawing, while source and methodological triangulation were used to strengthen the credibility of the findings. The results indicate that cake prices are primarily determined by raw-material costs, prevailing market prices, product size and type, production complexity, consumer purchasing power, and established business practices. Price fluctuations mainly occur in response to changes in raw-material costs, with the owner adjusting selling prices, modifying product size, or reducing profit margins. The study also finds that selected unsold cakes from the previous day are resold after an informal assessment of their physical condition; however, production dates and storage status are not consistently disclosed to consumers. From the perspective of fiqh muamalah, these practices are generally permissible because price determination and profit-seeking are not inherently prohibited. Nevertheless, limited transparency in communicating price changes and the condition of previously stored products may weaken the principle of tarāḍin (mutual consent) and create potential elements of gharar and tadlis. The study concludes that fair pricing in micro-enterprises requires not only economic rationality but also transparency, honesty, justice, and consumer protection. The study recommends simple production-cost records, updated price lists, prior notification of price changes, separation of freshly produced and previously stored cakes, and clear production-status information to strengthen amanah, tarāḍin, and sharia compliance
Co-Authors Anggun Putri Utami Annisa Fitri Arif Al Hazmi Darmawan Dwi Prasetyo Daud Erwina Kartika Devi Khusnul Yatima Kuswanto Kuswanto M. Habibie Munip, Al Sayida Khoiratun Nisak Triyana Wulandari Wargo Zeni Sunarti