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All Journal Jurnal Ilmiah Ekonomi dan Manajemen Journal of Islamic Economy
Nurhikmah Nurhikmah
Universitas Islam Batang Hari
Economics, Econometrics & Finance Other

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Building Ethical Business: Islam's Contribution to Facing Modern Economic Challenges Ika Hartika; Masruri Masruri; Nurhikmah Nurhikmah; Sitti Aisya
Journal of Islamic Economy Vol. 2 No. 1 (2025): MARCH-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/v0vy2g13

Abstract

This study aims to examine the contribution of Islamic business ethics in facing modern economic challenges and how these ethical principles can help build ethical businesses. The method used is Systematic Literature Review (SLR), which aims to identify, evaluate, and synthesize findings from literature relevant to this topic. The first step is to formulate research questions related to modern economic challenges and the contribution of Islamic business ethics. Next, relevant literature is selected with inclusion and exclusion criteria, and then analyzed to provide a deep understanding of the solutions offered by Islam. The results of the study show that Islamic business ethics emphasizes moral principles such as honesty (ṣidq), justice ('adl), amanah, and social responsibility. Business in an Islamic perspective is not only oriented towards material profit, but also aims to obtain blessings and social welfare. These principles prohibit detrimental practices such as usury, gharar, and maysir, and encourage the implementation of zakat, infaq, and waqf to overcome economic inequality. In addition, the application of sharia principles in modern business, as applied by sharia fintech and halal marketplace, shows that businesses can operate ethically and have a positive impact on society. Thus, this study underlines the importance of implementing Islamic business ethics to create sustainable, ethical, and fair businesses, as well as a relevant model for public policy in facing global economic challenges.
ANALISIS PEMBIAYAAN TERHADAP PENINGKATAN PENDAPATAN USAHA MAKEUP ARTIS DI DESA SENGKATI BARU Sartika Sartika; Nurhikmah Nurhikmah; Iswanto Iswanto
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 8 (2026): Agustus
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i8.12538

Abstract

Penelitian ini bertujuan untuk menganalisis pembiayaan yang digunakan oleh pelaku usaha Makeup Artist (MUA), pemanfaatan pembiayaan dalam meningkatkan pendapatan, serta kendala yang dihadapi dalam pengelolaan pembiayaan usaha Makeup Artist di Desa Sengkati Baru. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Informan penelitian terdiri dari dua pelaku usaha Makeup Artist di Desa Sengkati Baru, yaitu Rizki Julita dan Indah Andreini. Data penelitian diperoleh melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa sumber pembiayaan yang digunakan oleh kedua pelaku usaha pada awalnya berasal dari modal pribadi atau tabungan. Pembiayaan tersebut digunakan untuk membeli perlengkapan makeup, kosmetik, serta mendukung peningkatan keterampilan dan kualitas pelayanan. Pemanfaatan pembiayaan secara produktif memberikan kontribusi terhadap perkembangan usaha melalui peningkatan kualitas pelayanan, bertambahnya jenis layanan, meningkatnya kepercayaan pelanggan, serta bertambahnya jumlah pelanggan yang pada akhirnya berdampak terhadap pendapatan usaha. Namun, peningkatan pendapatan tidak berlangsung secara tetap karena dipengaruhi oleh fluktuasi permintaan jasa dan kondisi masing-masing pelaku usaha. Kendala yang dihadapi meliputi keterbatasan modal, tingginya harga perlengkapan dan kosmetik, serta jumlah pelanggan yang tidak stabil pada waktu tertentu.
Co-Authors Ika Hartika Iswanto Iswanto Masruri Masruri Sartika Sartika Sitti Aisya