Rozi Fery Setiyaningsih
Universitas Muhammadiyah Tegal

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Determinasi Pertumbuhan UMKM: Studi Kasus Kota Tegal Rozi Fery Setiyaningsih; Mohammad Alfian
Monex: Journal of Accounting Research Vol 14, No 2 (2025)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/monex.v14i2.8914

Abstract

This research was conducted to examine the impact of e-commerce platform utilization and product quality on the development of Micro, Small, and Medium-sized Enterprises (MSMEs). A quantitative descriptive approach was applied, using multiple linear regression analysis. Data was collected from vendors operating in Pasar Pagi, Tegal City. The research findings indicate that both the adoption of e-commerce and the maintenance of product quality significantly influence MSME advancement. Based on these results, it is highly recommended that MSME actors increase their optimization of e-commerce usage, accompanied by continuous efforts to uphold product quality, in order to drive further business growth.
Analisis Determinan Inklusi Keuangan Syariah: Studi Empiris pada Pelaku UMKM Rozi Fery Setiyaningsih; Faizal Suhartoyo; Nais Labiibah
Kompartemen : Jurnal Ilmiah Akuntansi Vol. 23 No. 2 (2025): KOMPARTEMEN, Vol 23 No 2, September 2025
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/kompartemen.v23i2.28173

Abstract

This study aims to determine the determinants of Islamic financial inclusion among MSMEs in Tegal, Central Java, through the distribution of questionnaires using a Likert scale. This research method is quantitative, using primary data sources from MSMEs in Tegal, Central Java. The research analysis uses multiple linear regression with the help of SPSS 31 software. This study uses a 95% and α5% confidence interval. The results of this study can be concluded that the variables of Islamic financial literacy, religion, and product innovation influence Islamic financial inclusion. Location does not affect the increase in Islamic financial inclusion. Based on the balance of demand variables in this study, namely Islamic financial inclusion and religion together simultaneously with supply-side variables, namely product innovation and location, influence Islamic financial inclusion.