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All Journal Al-Amwal : Journal of Islamic Economic Law Bisman (Bisnis dan Manajemen): The Journal of Business and Management
Hanafir Rifqi, Lathif
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Perilaku Keuangan Rumah Tangga Muslim: Peran Religiusitas dan Literasi Keuangan dalam Konteks Sosial Ekonomi: Indonesia Hanafir Rifqi, Lathif; Zahrotun Nihayah, Ana; Mujibatun, Siti; Huda, Nur
Bisman (Bisnis dan Manajemen): The Journal of Business and Management Vol. 9 No. 1 (2026): Februari
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Islam Majapahit, Jawa Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36815/bisman.v9i1.3850

Abstract

Money is very important for economic actors, including households. Both poor household economic conditions can be seen from household orders in managing finances. This way of managing finances will provoke household financial behavior. Many divorces in Indonesia are caused by economic factors. Behind these economic factors, it is suspected that there is bad financial behavior from household partners. Therefore, it is necessary to look for various factors that shape household financial behavior. The search and analysis was carried out philosophically normatively using a literature approach. Various previous studies regarding the factors that shape financial behavior are summarized and examined empirically normatively. The results obtained six factors forming household financial behavior. These factors are a) religiosity, b) financial literacy, c) age, d) formal education, e) income, and f) number of family dependents.
A Professional Service Contract Without Early Ujrah: Fasid Ijarah and Ujrat al-Mitsl Ichsanur Rizqi; Hanafir Rifqi, Lathif; Amir Tajrid
Al-Amwal : Journal of Islamic Economic Law Vol. 11 No. 1 (2026): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v11i1.8932

Abstract

Purpose/Objectives – This study aims to analyze the legal position of professional service contracts without ujrah provisions at the beginning of the agreement from the perspective of sharia economic law, examine its classification as ijarah fasid and for, andte a contract reconstruction model in accordance with sharia principles and contemporary professional practices. Method – This study uses a qualitative approach with normative-juridical and socio-legal methods. Data were obtained through a study of classical and contemporary Ujrat al-Mitsl literature, an analysis of fatwas and legal documents, and a study of professional service contract practices. The analysis was carried out in a descriptive-analytical and interpretive manner. Result – The results of the study show that professional service contracts without ujrah are not necessarily canceled at first, but are classified as ijarah fasid because of the element of jahālah which has the potential to cause gharar. This study found that Ujrat al-Mitsl functions as a corrective instrument that determines rewards based on standards of market fairness and professional practice. In addition, a contract reconstruction model that integrates deferred ujrah, ujrah range, transparent calculation formula, and Ujrat al-Mitsl as a backup mechanism has been proven to be able to increase contractual certainty and fairness. Implication –This study emphasizes the flexibility of fiqh muamalah in responding to the dynamics of modern professional services and offers a more transparent, fair, and dispute-oriented framework in accordance with the sharia maqashid.
Co-Authors Amir Tajrid Ichsanur Rizqi Siti Mujibatun Zahrotun Nihayah, Ana