Suheriyatmono, -
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Pengaruh Literasi Keuangan Locus Of Control, Gaya Hidup Hedonisme, Dan Efikasi Diri Keuangan Terhadap Perilaku Pengelolaan Keuangan Monica, Massiva Virginia; Harahap, Aderina; Yuliana, -; Suheriyatmono, -; Luthfi, Muhammad
Jurnal Riset Akuntansi dan Manajemen Malahayati (JRAMM) Vol 14, No 4 (2025): Akuntansi Keuangan dan Manajemen
Publisher : Universitas Malahayati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/jur.jeram.v14i4.24804

Abstract

This Study aims to determine the effect of financial literacy, locus of control, hedonistic lifestyle, and financial self efficacy on financial management behavior. This study uses a quantitative approach with datacollected through questionaires involving 100 respondents using purposive sampling, who are generation Z who transact usingShopeepay in Bandar Lampung. The analysis method used is multiple linier regression. The result show that Financial Literacy, Hedonistic Lifestyle, and Financial Self Efficacy have a significant partial effect on Financial manajemen Behavior, while the Locus of Control variable does not havea a significant effect on Financial Manajemen Behavior.  Simultaneously, all variable have an effect on Financial Management Behavior.