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All Journal SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Journal of Integrative Sustainability and Ethics
Juliasari, Diar Eka
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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Relevansi Pemikiran Ekonomi Al-Ghazali tentang Konsep Uang Penggunaan E-Money sebagai Alat Transaksi Di Era Digital Juliasari, Diar Eka; Mugiyati
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 8 No 1 (2026): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v8i1.430

Abstract

This study aims to analyze the relevance of Al-Ghazali's Economic Thought regarding the concept of money in the use of E-money as a transaction tool in the digital era, with a focus on ethical principles and the concept of money in Islamic economics. The study uses a qualitative method based on a literature review approach, as well as literature on Al-Ghazali, especially his works and thoughts and related to e-money and fintech developments. This data was collected through document studies and comparative analysis to compare Al-Ghazali's concept of money with the characteristics of e-money. The results show that Al-Ghazali views money as a medium of exchange and a unit of account that must be free from usury and speculation, which is in line with the function of e-money as an efficient digital transaction medium. However, challenges such as the potential for digital manipulation and non-compliance with sharia principles can reduce its relevance if not properly regulated. The analysis shows that Al-Ghazali's thoughts can serve as an ethical guide for the development of e-money regulations, by emphasizing transparency, fairness, and prevention of economic exploitation. This research contributes to strengthening the Islamic Economic framework in supporting fintech innovation that is in accordance with sharia values.
Integrating Maqasid al-Shari’ah into Sustainable CSR (Corporate Social Responsibility): Lessons from the SAKA Bakti Pesantren Program Juliasari, Diar Eka; Halim, Abdul
Journal of Integrative Sustainability and Ethics Vol. 2 No. 1 (2026): June
Publisher : Master and Doctoral Program in Islamic Economics, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jibec.2026.2.1.1-14

Abstract

Most Corporate Social Responsibility (CSR) implementations in Indonesia remain confined to short-term philanthropic activities, failing to comprehensively integrate Islamic ethical values. This study examines the implementation of sustainable CSR through the SAKA Bakti Pesantren program, utilizing a Maqasid al-Shari’ah framework to evaluate its social, economic, and educational empowerment outcomes within Islamic boarding school (pesantren) environments. Employing a qualitative descriptive method, data were gathered through in-depth interviews, participant observation, and documentation of the CSR initiative executed by PGN Saka in Gresik Regency, East Java. The findings reveal that the SAKA Bakti Pesantren program successfully operationalizes the five core pillars of Maqasid al-Shari’ah: safeguarding faith (hifz al-din), life (hifz al-nafs), intellect (hifz al-‘aql), lineage (hifz al-nasl), and wealth (hifz al-mal). The initiative systematically enhances human resource capacity through skills training and professional certifications while fostering institutional economic independence via sustainable cooperative development. This study underscores that embedding Maqasid al-Shari’ah into CSR models establishes long-term social welfare (maslahah), reinforces corporate social legitimacy, and offers a distinct Islamic economic framework that contributes significantly to the United Nations' Sustainable Development Goals (SDGs).
Co-Authors A Halim Mugiyati