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All Journal Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia International Journal of Islamic Business Management
Aida Fadillah
Universitas Islam Negeri Sumatera Utara
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Engineering Health Professions

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TRANSFORMASI LEMBAGA KEUANGAN NON BANK ISLAM DALAM MENINGKATKAN INKLUSI KEUANGAN BERBASIS PRINSIP SYARIAH NASIONAL INDONESIA Anggi Arko Azzahra Kudadiri; Aida Fadillah; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025): Desember
Publisher : CV. Barokah Publsiher

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This research discusses the role and development of Islamic Non-Bank Financial Institutions within the modern economic system based on sharia principles. Islamic Non-Bank Financial Institutions emerge as alternative financial intermediaries that not only focus on profit generation but also emphasize justice, social welfare, and ethical balance. This research aims to analyze the characteristics, functions, and contributions of Islamic Non-Bank Financial Institutions in supporting economic growth and financial inclusion. The method used in this research is a literature study by examining relevant books, scientific journals, and regulations related to Islamic finance. The results indicate that Islamic Non-Bank Financial Institutions play a strategic role in providing sharia-compliant financial services such as financing, Islamic insurance (takaful), Islamic pension funds, and other financing institutions. Their existence enhances public access to halal and ethical financial services. However, these institutions face several challenges, including low levels of sharia financial literacy and strong competition from conventional financial institutions. Therefore, strengthening regulations, encouraging product innovation, and improving continuous education are necessary to ensure the sustainable development of Islamic Non-Bank Financial Institutions in the future.
Pemanfaatan Limbah Botol Plastik melalui Pembuatan Gapura sebagai Implementasi Ekoteologi di Desa Dolat Rayat Adlin Budhiawan; Muhammad Rizki Saifullah; Carla Chairunnisya; Intan Permata Sari Nasution; Zulayha Ulinta Tarigan; Rahmadani Br Sembiring; Muhammad Satrya Fasli; Mahfuzhah Rahma Kesuma; Aida Fadillah; Najwa Chairina
Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Vol. 5 No. 3 (2026): September : Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/karunia.v5i3.5551

Abstract

This study aims to describe the utilization of plastic bottle waste through the construction of a village gate as an implementation of ecotheology in Dolat Rayat Village. The activity employed a Participatory Action Research (PAR) approach, involving KKN UINSU 2026 students and the local community directly throughout the identification, planning, implementation, and evaluation processes. The activities consisted of environmental observation, collection and sorting of plastic bottle waste, material cleaning, bamboo frame preparation, assembly, installation, and final completion of the village gate. Data were collected through participatory observation, interviews, documentation, and field notes. The results showed that plastic bottle waste could be transformed into decorative and supporting elements of the village gate, providing functional and aesthetic value. Community involvement strengthened mutual cooperation, environmental awareness, and understanding of waste utilization. From an ecotheological perspective, the activity reflected human responsibility as khalifah fil ardh in protecting the environment through concrete actions. The village gate also served as an educational medium connecting waste management, community creativity, and religious values in a participatory and sustainable manner. This activity demonstrates that community-based waste management can become a simple environmental innovation that supports village identity and collective environmental responsibility.
Co-Authors Adlin Budhiawan Anggi Arko Azzahra Kudadiri Carla Chairunnisya Intan Permata Sari Nasution Mahfuzhah Rahma Kesuma Muhammad Arfan Harahap Muhammad Rizki Saifullah Muhammad Satrya Fasli Najwa Chairina Rahmadani Br Sembiring Zulayha Ulinta Tarigan