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All Journal Sharia Economic and Management Business Journal (SEMBJ)
W. Tumiwa, Juliana
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other

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The Influence of Capital, Education, and Motivation of Female Fisherwomen on the Development of Fisheries Entrepreneurship in Manado City Sandra Ingried Asaloei; Yappi Rompas, Welson; W. Tumiwa, Juliana
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 1 (2026): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i1.1917

Abstract

Background: Female fisherwomen in coastal Indonesia play a key role in post-harvest fisheries activities, yet their entrepreneurship development remains constrained by limited capital access, inadequate education, and motivational barriers. Objective: This study examines the influence of capital access, educational level, and entrepreneurial motivation on fisheries entrepreneurship development among female fisherwomen in Manado City, using an Islamic entrepreneurship framework. Method: A quantitative survey design was employed with 120 respondents selected through purposive sampling across four coastal sub-districts of Manado. Multiple linear regression was used to test four hypotheses. Results: Capital access (β = 0.312, p < 0.01), educational level (β = 0.287, p < 0.01), and entrepreneurial motivation (β = 0.341, p < 0.01) each significantly and positively influence fisheries entrepreneurship development, with the model explaining 60.8% of variance (Adj. R² = 0.608). Entrepreneurial motivation is the strongest predictor. Conclusion: Integrating Islamic microfinance instruments (qard hasan, mudharabah) alongside gender-responsive entrepreneurship education and productive waqf mechanisms can meaningfully strengthen women's fisheries entrepreneurship in coastal Indonesia.
Co-Authors Sandra Ingried Asaloei Yappi Rompas, Welson