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The Effect of Halal Labeling and Lifestyle on Purchasing Decisions with Purchase Intention as a Mediating Variable Yochi Elanda; Muhammad Ramadhan; Isnaini Harahap
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 3 (2026): JIMKES Edisi Mei 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i3.5218

Abstract

Consumer awareness of halal and lifestyle trends increasingly shapes purchasing behavior in the cosmetics industry. This study analyzes the influence of halal labeling and lifestyle on purchasing decisions cosmetic products, with purchase intention as an intervening variable. The research aims to understand how these factors drive consumer behavior in Medan City. A quantitative survey was conducted among 207 consumers selected using accidental sampling based on Slovin’s formula. Data were collected via questionnaires and analyzed using SEM-PLS with SmartPLS. The results indicate that both halal labeling and lifestyle positively and significantly affect purchase intentions. Lifestyle also directly influences purchase decisions, whereas halal labeling does not, although it indirectly affects decisions through purchase intention. Purchase intention significantly mediates the relationship between lifestyle and purchasing decisions, but not between halal labeling and purchasing decisions. The study highlights that aligning products and marketing with consumer lifestyle trends, such as natural ingredients and eco-friendly practices, is crucial. Providing clear and informative halal labeling remains important to build trust and stimulate purchase intention, even if it does not directly drive buying decisions.
Model Pengelolaan Bank Sampah Sebagai Basis Ekonomi Sikular di Provinsi Sumatera Utara: Dalam Pembahasan Maqashid Syariah Sri Herlina; Muhammad Ramadhan; Isnaini Harahap
Bulletin of Community Engagement Vol. 6 No. 1 (2026): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v6i1.2671

Abstract

Waste management challenges continue to escalate and require a management model that not only focuses on environmental sustainability but also generates social, economic, and religious benefits. This study aims to formulate a Maqashid Sharia-Based Waste Bank Management Model to improve community welfare in North Sumatra. The research was conducted at three central waste banks in North Sumatra using a quantitative approach. Quantitative data were collected from 94 respondents and analyzed using Partial Least Squares Structural Equation Modeling (SEM-PLS). This study examines four key waste bank management variables: governance (X1), community participation (X2), waste bank institutional capacity (X3), and government policy support (X4), and their influence on community welfare based on Maqashid Sharia (Y). The findings indicate that waste bank management in North Sumatra contributes positively to Maqashid Sharia-based community welfare, particularly in the Hifz al-Mal dimension through increased income and improved economic resilience. Waste banks also support Hifz ad-Din, Hifz an-Nafs, Hifz al-'Aql, and Hifz an-Nasl through the strengthening of religious values, environmental health, community education, and intergenerational sustainability. These dimensions of maqashid sharia are interconnected and mutually reinforcing, resulting in holistic and sustainable public benefit (maslahah). The SEM-PLS analysis demonstrates that the four waste bank management variables significantly influence community welfare based on Maqashid Sharia. Waste bank governance (X1) and community participation (X2) exhibit strong effects, waste bank institutional capacity (X3) exhibits a weak effect, and government policy support (X4) exhibits a moderate effect. The future development of waste banks in North Sumatra should focus on sustainable governance transformation, strengthening inclusive community participation, developing professional and digitally enabled institutions, and implementing integrated performance-based policies through multi-stakeholder collaboration and data-driven evaluation systems. This study proposes the SMART-WASTE Governance Model (Sustainable, Maqashid-Based, Adaptive, Resilient, and Transformative Waste Governance) as an integrated framework that combines Maqashid Sharia principles, sustainable governance, community participation, institutional strengthening, circular economy practices, and government policy support within an integrated waste bank management system. The model is designed to be adaptive, resilient, transformative, and oriented toward improving community welfare.
THE EFFECT OF RELIGIOSITY, FINES, AND SHARIA FINANCIAL LITERACY ON CUSTOMER COMPLIANCE IN FULFILLING OBLIGATIONS BY COLLECTION ACTIVITIESAS AN INTERVENING VARIABLEIN THE UUS OF PT BANK SUMUT, SIBOLGA CITY Rama Indra Jaya; Muhammad Ramadhan; Nurbaiti Nurbaiti
International Journal of Cultural and Social Science Vol. 6 No. 4 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i4.1239

Abstract

This study examines the influence of religiosity, penalties, and Islamic financial literacy on customer compliance in fulfilling financing obligations, with collection activities as an intervening variable at the Sharia Business Unit (UUS) of Bank Sumut in Sibolga City. The study is motivated by the persistent issue of delayed payments and non-compliance, despite relatively high levels of religiosity and the increasing trend of Islamic financial literacy among customers. A quantitative approach was employed, with primary data collected through questionnaires distributed to 93 respondents selected using accidental sampling. Data were analyzed using multiple linear regression and path analysis (SmartPLS 4.0) to identify direct and indirect effects among variables. The results reveal that religiosity, penalties, and Islamic financial literacy significantly and positively affect collection activities, and jointly influence customer compliance. Partially, religiosity and Islamic financial literacy have a significant positive effect on compliance, whereas penalties demonstrate a positive yet reactive effect, functioning mainly as a deterrent mechanism. Furthermore, collection activities mediate the relationship between the independent variables and compliance, indicating that effective collection procedures strengthen the influence of religious values, penalty perceptions, and financial knowledge on customer behavior. These findings suggest that customer compliance in Islamic banking is not solely shaped by religious conviction and knowledge, but also by operational interventions conducted in a professional, educative, and persuasive manner. The study offers both theoretical contributions to Islamic financial behavior literature and practical implications, emphasizing the need to enhance Islamic financial literacy programs, refine socially oriented penalty mechanisms, and optimize collection strategies to promote disciplined and value-based compliance.
Analysis of Coping Stress of Amil in Collecting Philanthropic Funds at Dompet Dhuafa Branch Offices in Indonesia Armansyah Armansyah; Muhammad Ramadhan; Yenni Samri Juliati Nasution
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 6 No. 1 (2026)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v6i1.5169

Abstract

Amil, as managers of zakat funds, play a strategic role in sustaining Islamic philanthropic governance. However, increasing fundraising targets, organizational uncertainty, and professional pressures expose amil to significant work stress. This study aims to examine the determinants of stress coping among amil at Dompet Dhuafa branch offices in Indonesia by integrating psychological coping theory with the maqāṣid al-sharī’ah framework. Using a quantitative approach with Partial Least Squares Structural Equation Modeling (PLS-SEM), data were collected from 141 amil across branch offices in Indonesia. The model tested problem-focused coping, emotion-focused coping, and maqāṣid dimensions (Hifz al-din, Hifz al-nafs, and Hifz al-‘aql) as predictors of coping stress. The findings reveal that planful problem solving, seeking social support, positive reappraisal, accepting responsibility, self-controlling, and the maqāṣid dimensions significantly influence amil stress coping, while avoidance-based strategies such as distancing and escape avoidance are not significant. The results indicate that effective stress coping among amil is multidimensional, shaped by cognitive capacity, social support, and spiritual reinforcement within an institutional governance context. Theoretically, this study extends stress coping literature by empirically operationalizing maqāṣid al-sharī’ah as a coping determinant within Islamic philanthropic governance. Practically, the findings provide a foundation for zakat institutions to design integrated human resource policies that strengthen organizational support, cognitive resilience, and spiritual values to ensure sustainable institutional performance.