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All Journal Akuisisi : Jurnal Akuntansi PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat DEVELOPMENT : Journal of Community Engagement Abdimas Indonesian Journal Finance
Adi Basuki Choirul
Universitas Sunan Gresik
Religion Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Perbandingan Anjak Piutang/Take Over Perspektif MUI dan SEBI pada Implementasi Bank Indonesia Melalui Perbankan Syariah Adi Basuki Choirul; Anita Febriani
Akuisisi : Jurnal Akuntansi Vol. 21 No. 2 (2025)
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/akuisisi.v21i2.1501

Abstract

The development of the world of Islamic finance is growing rapidly in Indonesia, one of which is factoring or take over. This research was written and developed to determine the similarities and differences, as well as the concept of factoring or take over initiated by DSN-MUI and SEBI fatwas at Indonesian banks through Islamic banks. The method used is literature review with normative juridical research and observation of phenomena that occur today, which ultimately produces a conceptual paper by describing comparisons about factoring or take over systematically. The results of this study show that the concept of sharia factoring in the DSN-MUI fatwa uses wakalah bil ujrah, and the concept of Hiwalah contract in Bank Indonesia Circular Letter is the concept of debt transfer with Hiwalah muthlaqah and Hiwalah muqayyadah
Cryptocurrency sebagai aset digital dalam perspektif maqashid syariah: Analisis antara spekulasi dan investasi halal Novie Andriani Zakariya; Adi Basuki Choirul; Kholid Albar; Dimas Wahyu Rozaki; Mukhamad Roni; Syahrul Ulum; Mochammad Wafiyul Ahdi
Finance : Journal of Accounting and Finance Vol. 4 No. 1 (2026): Volume 4 Nomor 1, Mei 2026
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/1dfgns71

Abstract

Cryptocurrency has emerged as a digital asset that raises debates in Islamic economics regarding its legality and compliance with Maqasid al-Shariah principles. Previous studies mainly focused on the legal and technical aspects of cryptocurrency, while limited research comprehensively examines it through the Maqasid al-Shariah framework. This study aims to analyze whether cryptocurrency can be categorized as a Shariah-compliant investment or speculative practice prohibited in Islam. This research employs a qualitative approach using library research methods through the analysis of academic literature, fatwas, and relevant documents. The findings indicate that cryptocurrency has the potential to become a Shariah-compliant financial instrument if supported by real economic value, transparent governance, and proper regulation. However, excessive speculation, market volatility, and anonymity remain major challenges that may contradict Islamic principles of wealth protection and social justice. Therefore, a Maqasid-based regulatory and screening framework is needed to ensure cryptocurrency operates in accordance with Shariah values.
PROGRAM PENGUATAN LITERASI KEUANGAN SYARIAH BAGI PEMUDA KARANG TARUNA SEBAGAI UPAYA MENINGKATKAN KEMANDIRIAN EKONOMI Adi Basuki Choirul; Dimas Wahyu Rozaki; Muhammad Adi Adrian; Moh. Kaisul Afkar; Muhammad Fatur Rahman; Anis Ilham
DEVELOPMENT: Journal of Community Engagement Vol. 5 No. 2 (2026): Juni
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/7t6ap920

Abstract

This community service activity aims to strengthen Islamic financial literacy among youth members of the Karang Taruna organization in Prasung Village, Sidoarjo Regency, through Islamic financial literacy education. This program was motivated by the limited level of Islamic financial literacy among Karang Taruna youth, which is considered an important factor in enhancing economic independence. The study employed a descriptive-participatory approach through Participatory Action Research (PAR), as it actively involves Karang Taruna members in identifying problems, formulating solutions, and evaluating program activities. Through the PAR approach, participants were not merely the objects of the program but also acted as active subjects directly involved in strengthening Islamic financial literacy and fostering economic self-reliance. The results indicate that the program was effective in improving the Islamic financial literacy capacity of Karang Taruna youth while simultaneously encouraging the development of economic independence among young people in Prasung Village. Furthermore, the program contributed to increasing youth motivation to achieve economic self-reliance through productive activities and more prudent financial management. Therefore, strengthening Islamic financial literacy can serve as an effective community empowerment strategy to support inclusive, productive, and sustainable rural economic development.
Strengthening Creative Entrepreneurship through Digital Marketing Education in Kwangsan Village, Sidoarjo Adi Basuki Choirul; Novie Andriani Zakariya; Syahrul Ulum; Mukhamad Roni; Moh. Ilham
Abdimas Indonesian Journal Vol. 6 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.1308

Abstract

This community service activity aims to strengthen the creative entrepreneurship of the people of Kwangsan Village, Sidoarjo Regency through digital marketing education. This activity was motivated by the suboptimal use of digital media by village communities in marketing creative business products, even though the potential for local resources and financial capital was relatively adequate. The method used is a descriptive-participatory approach through Participatory Action Research (PAR) by involving the people of Kwangsan Village from the stage of needs assessment, planning, implementation, to evaluation. Education is focused on the use of social media, marketplaces, and digital content strategies as a means of marketing creative businesses. The results of the activity showed an increase in participants' knowledge and skills in digital marketing, which had an impact on increasing the readiness of the community in developing creative businesses based on local potential in Kwangsan Village. This activity contributes to strengthening the local entrepreneurial ecosystem and has the potential to become a model for sustainable village community empowerment in Sidoarjo Regency.
Literasi Keuangan Syariah dalam Era Digital: Membangun Kemandirian Ekonomi Masyarakat Desa Sendang: Sharia Financial Literacy in the Digital Age: Building Economic Independence of Sendang Village Community Muhammad Adi Adrian; Kholid Albar; Adi Basuki Choirul
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 11 No. 5 (2026): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v11i5.11914

Abstract

This community service article discusses the importance of Islamic financial literacy as a means to build economic independence in the Sendang Village, Bringin District, Semarang Regency, in the context of the digital era. In recent years, digitalization has changed the way people access financial information and products, offering new opportunities for local economic development. However, the level of Islamic financial literacy in the village remains low, leading to underutilization of available Islamic financial products. Through a needs analysis, this community service article identifies knowledge gaps among the community and evaluates the impact of Islamic financial literacy training on family economic management. The results of the community service show that improving the community's understanding of Islamic financial principles and the use of information technology can improve their economic independence. This article emphasizes the need for collaboration between various stakeholders, including Islamic financial institutions and the government, to create an ecosystem that supports financial literacy. Thus, Islamic financial literacy is not only a tool for increasing knowledge but also an important pillar for achieving sustainable economic prosperity. This research is expected to significantly contribute to the development of relevant and adaptive financial literacy programs for rural communities in the digital era.
Co-Authors Anis Ilham Anita febriani Dimas Wahyu Rozaki Kholid Albar Mochammad Wafiyul Ahdi Moh. Ilham Moh. Kaisul Afkar Muhammad Adi Adrian Muhammad Fatur Rahman Novie Andriani Zakariya Roni, Mukhamad Syahrul Ulum