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Peran Zakat Terhadap Ketimpangan Pendapatan: Analisis Data Panel Tingkat Kabupaten/Kota di Jawa Timur Wahyu Rozaki, Dimas
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 8 No 1 (2026): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v8i1.452

Abstract

Ketimpangan pendapatan masih menjadi permasalahan utama pembangunan ekonomi daerah, termasuk di Provinsi Jawa Timur yang memiliki disparitas ekonomi antar kabupaten/kota yang cukup tinggi. Dalam perspektif ekonomi Islam, zakat dipandang sebagai instrumen redistribusi yang berpotensi menurunkan ketimpangan pendapatan melalui mekanisme transfer kekayaan dari kelompok berpendapatan tinggi kepada kelompok berpendapatan rendah. Penelitian ini bertujuan untuk menganalisis peran zakat terhadap ketimpangan pendapatan pada tingkat kabupaten/kota di Provinsi Jawa Timur. Metode yang digunakan adalah regresi data panel dengan mengkombinasikan data lintas wilayah dan runtut waktu. Variabel dependen dalam penelitian ini adalah ketimpangan pendapatan yang diproksikan dengan koefisien Gini, sedangkan variabel independen utama adalah zakat, serta memasukkan sejumlah variabel kontrol ekonomi. Hasil estimasi menunjukkan bahwa secara simultan, semua variabel bebas memiliki pengaruh signifikan terhadap ketimpangan pendapatan. Selanjutnya zakat memiliki peran dalam memengaruhi tingkat ketimpangan pendapatan antar kabupaten/kota. Temuan ini mengindikasikan bahwa zakat tidak hanya berfungsi sebagai instrumen ibadah, tetapi juga memiliki dimensi sosial-ekonomi yang relevan dalam mendukung pemerataan kesejahteraan masyarakat. Oleh karena itu, optimalisasi pengelolaan zakat di tingkat daerah menjadi penting sebagai bagian dari upaya pengurangan ketimpangan pendapatan dan pembangunan ekonomi yang inklusif.
Digital Traceability in Halal Food Supply Chains A Bibliometric Analysis of IoT and Blockchain Applications Kholid Albar; Dimas Wahyu Rozaki; Novie Andriani Zakariya
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 8 No 2 (2026): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v8i2.479

Abstract

The rapid growth of the global halal food industry has intensified the need for robust traceability systems to ensure product integrity, transparency, and compliance with religious standards. This study aims to analyze the development and structure of research on traceability technologies in halal food supply chains, with a focus on emerging digital solutions such as blockchain and the Internet of Things. A bibliometric approach was employed using Scopus-indexed publications from 2015 to 2025, combined with network visualization techniques to map research trends, key contributors, and thematic clusters. The results reveal a significant increase in research output over the past decade, with strong dominance from Southeast Asian countries, particularly Malaysia and Indonesia. Core research themes include traceability, halal certification, and supply chain management, with growing emphasis on digital technologies that enhance transparency and trust. Blockchain and Internet of Things technologies are identified as central enablers of real-time data integration and secure verification, although their adoption is constrained by cost, infrastructure, and regulatory fragmentation. The analysis also highlights the importance of certification bodies and governance frameworks in ensuring halal compliance and supporting system interoperability. Overall, the study demonstrates that halal traceability is evolving toward integrated, technology-driven systems, yet requires further development in terms of scalability and standardization. The findings provide valuable insights for researchers and policymakers, emphasizing the need for interdisciplinary approaches and regulatory harmonization to strengthen global halal supply chain systems.
Cryptocurrency sebagai aset digital dalam perspektif maqashid syariah: Analisis antara spekulasi dan investasi halal Novie Andriani Zakariya; Adi Basuki Choirul; Kholid Albar; Dimas Wahyu Rozaki; Mukhamad Roni; Syahrul Ulum; Mochammad Wafiyul Ahdi
Finance : Journal of Accounting and Finance Vol. 4 No. 1 (2026): Volume 4 Nomor 1, Mei 2026
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/1dfgns71

Abstract

Cryptocurrency has emerged as a digital asset that raises debates in Islamic economics regarding its legality and compliance with Maqasid al-Shariah principles. Previous studies mainly focused on the legal and technical aspects of cryptocurrency, while limited research comprehensively examines it through the Maqasid al-Shariah framework. This study aims to analyze whether cryptocurrency can be categorized as a Shariah-compliant investment or speculative practice prohibited in Islam. This research employs a qualitative approach using library research methods through the analysis of academic literature, fatwas, and relevant documents. The findings indicate that cryptocurrency has the potential to become a Shariah-compliant financial instrument if supported by real economic value, transparent governance, and proper regulation. However, excessive speculation, market volatility, and anonymity remain major challenges that may contradict Islamic principles of wealth protection and social justice. Therefore, a Maqasid-based regulatory and screening framework is needed to ensure cryptocurrency operates in accordance with Shariah values.
PROGRAM PENGUATAN LITERASI KEUANGAN SYARIAH BAGI PEMUDA KARANG TARUNA SEBAGAI UPAYA MENINGKATKAN KEMANDIRIAN EKONOMI Adi Basuki Choirul; Dimas Wahyu Rozaki; Muhammad Adi Adrian; Moh. Kaisul Afkar; Muhammad Fatur Rahman; Anis Ilham
DEVELOPMENT: Journal of Community Engagement Vol. 5 No. 2 (2026): Juni
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/7t6ap920

Abstract

This community service activity aims to strengthen Islamic financial literacy among youth members of the Karang Taruna organization in Prasung Village, Sidoarjo Regency, through Islamic financial literacy education. This program was motivated by the limited level of Islamic financial literacy among Karang Taruna youth, which is considered an important factor in enhancing economic independence. The study employed a descriptive-participatory approach through Participatory Action Research (PAR), as it actively involves Karang Taruna members in identifying problems, formulating solutions, and evaluating program activities. Through the PAR approach, participants were not merely the objects of the program but also acted as active subjects directly involved in strengthening Islamic financial literacy and fostering economic self-reliance. The results indicate that the program was effective in improving the Islamic financial literacy capacity of Karang Taruna youth while simultaneously encouraging the development of economic independence among young people in Prasung Village. Furthermore, the program contributed to increasing youth motivation to achieve economic self-reliance through productive activities and more prudent financial management. Therefore, strengthening Islamic financial literacy can serve as an effective community empowerment strategy to support inclusive, productive, and sustainable rural economic development.
The Effect of Productivity, Unemployment, Inflation, and Government Spending on Income Inequality in East Java Dimas Wahyu Rozaki; Bambang Eko Afiatno
East Java Economic Journal Vol. 8 No. 2 (2024)
Publisher : Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53572/ejavec.v8i2.147

Abstract

Income inequality is an obstacle for Indonesia to try to escapethe middle income trap. Income inequality in the country shows an upward trend, due to low labor productivity, rising unemployment, and inflation. This study aims to examines the effectof labor productivity, unemployment, inflation, and government spending on health and education in districts/cities of East Java province from 2018 to 2023. The results of theoretical testing using the Sys-GMM analysis model explain that labor productivityshows a relationship with the same direction, as well as significant to the Gini index variable, as a measure of income inequality. The number of low-educated workers and dominated by informal sector workers is a strong reason for this phenomenon. The formation of the regional inflation control team proved to be very effective. This can be seen from the absence of a significant effect of inflation on income inequality. The unemployment rate and income inequality shows a relationship with the same direction and significant. Local government efforts through education spending have a significant effect on income inequality, but the positive relationship between the two indicates that education spending targeting primary and secondary non-vocational education takes a long time to affect income inequality. Health spending has a significant effect on lowering income inequality. Regional health insurance programs and worker health monitoring are quite effective in improving the quality of health of the whole society.
STRATEGI MENGATASI OVERTHINKING DAN FINANCIAL ANXIETY MELALUI PENGUATAN REGULASI EMOSI BERBASIS PRINSIP SYARIAH Syasya Khoirin Nisa'; Dimas Wahyu Rozaki
KARYA: Jurnal Pengabdian Kepada Masyarakat Vol 6 No 1 (2026): KARYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : FKIP Universitas Samawa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Permasalahan keuangan merupakan salah satu sumber utama tekanan psikologis yang memicu overthinking dan anxiety, khususnya pada mahasiswa dan masyarakat umum usia produktif. Kondisi ini sering kali diperburuk oleh keterbatasan kemampuan regulasi emosi serta minimnya pemanfaatan nilai-nilai spiritual sebagai strategi pengendalian diri. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk menguatkan kemampuan regulasi emosi peserta dalam mengatasi overthinking dan anxiety keuangan melalui pendekatan berbasis prinsip syariah. Metode yang digunakan adalah pendekatan edukatif–partisipatif dengan desain pra dan pasca intervensi yang dilaksanakan dalam bentuk webinar interaktif. Peserta kegiatan terdiri atas mahasiswa dan masyarakat umum. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta mengenai regulasi emosi, penurunan kecenderungan overthinking dan kecemasan keuangan, serta meningkatnya penerimaan prinsip syariah seperti tawakkal, qana’ah, dan pengendalian konsumsi sebagai strategi pengelolaan emosi. Selain itu, tingkat partisipasi peserta dalam diskusi dan refleksi tergolong tinggi, yang menandakan relevansi kegiatan dengan kebutuhan masyarakat sasaran. Kegiatan ini dapat disimpulkan efektif dalam memberikan solusi non-klinis yang kontekstual dan aplikatif terhadap permasalahan kecemasan keuangan, serta berkontribusi pada pembentukan pola pikir ekonomi yang lebih tenang, rasional, dan beretika.
Analisis Pengaruh IPM dan TPT Terhadap Pertumbuhan Ekonomi Di Indonesia Tahun 2019-2024 Adi Choirul; Dimas Wahyu Rozaki; Kholid Albar
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 5 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i5.20514

Abstract

This study aims to analyze the effect of the Human Development Index (HDI) and the Open Unemployment Rate (OUR) on economic growth in 33 provinces in Indonesia during the 2019–2024 period from an Islamic economics perspective. This research uses a quantitative method with a panel data approach and secondary data obtained from Statistics Indonesia (BPS). The analysis was conducted using multiple linear regression to determine the direction and magnitude of the effects of the independent variables on economic growth. The results show that in 2019, HDI had a positive and significant effect on economic growth, while OUR had no significant effect. However, during the 2020–2024 period, HDI and OUR generally did not have significant effects either partially or simultaneously. The relatively low coefficient of determination indicates that variations in economic growth were more strongly influenced by other factors outside the model, such as investment, inflation, government expenditure, exports, and household consumption. From an Islamic economics perspective, these findings emphasize that economic growth should not only be measured by output increases, but also by its ability to achieve maslahah, distributive justice, and public welfare. This study recommends policies that improve human resource quality and expand productive employment opportunities in a fair and sustainable manner.
Stress Management Education Program to Enhance Psychological Well-Being among Educational Support Staff at Universitas Sunan Gresik Syasya Khoirin Nisa'; Yansa Alif Mulya; Ria Khoirunnisa'; Dimas Wahyu Rozaki
Community Development Journal Vol 10 No 2 (2026): Community Development Journal
Publisher : Universitas Nahdlatul Ulama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/cdj.v10i1.9068

Abstract

Educational support staff play an important role in supporting the quality of academic and administrative services in higher education institutions. However, high workloads, multiple job responsibilities, organizational changes, and limited psychological support may contribute to increased occupational stress. As a newly established institution, Sunan Gresik University faces challenges in developing effective work systems while maintaining the psychological well-being of its human resources. This community service program aimed to improve the knowledge and skills of educational support staff in recognizing and managing occupational stress through a psychology-based stress management education program. The program involved 16 staffs from Campus B of Sunan Gresik University and was conducted on June 22, 2026. The intervention applied educational, participatory, and empowerment-based approaches through stress management education, interactive discussions, self-reflection activities, stress management simulations, and practical exercises using the Weekly Planner and Workload Control Sheet. Program effectiveness was evaluated through pre-test and post-test assessments measuring participants’ understanding of occupational stress, psychological well-being, and stress management strategies. The results indicated an improvement in participants’ knowledge after the intervention. The mean score increased from 39.5 in the pre-test to 72.0 in the post-test, with an average increase of 32.5 points. Furthermore, 93.75% of participants achieved a very high knowledge category after the program. These findings demonstrate that psychoeducation-based stress management interventions combined with practical activities are effective in enhancing participants’ understanding and ability to manage workplace stress. This program highlights the importance of structured stress management education as an effort to strengthen human resource capacity and promote a healthier, adaptive, and productive work environment in higher education institutions.
Sharia Financial Literacy Training as an Effort to Prevent Online Lending among Dormitory Students at Sunan Gresik University Dimas Rozaki; Agus Suaidi Hasan; Syasya Khoirin Nisa'
Community Development Journal Vol 10 No 2 (2026): Community Development Journal
Publisher : Universitas Nahdlatul Ulama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/cdj.v10i2.9087

Abstract

The rapid expansion of digital financial services has increased access to online lending while simultaneously exposing university students to greater financial risks due to limited financial literacy. Students living in dormitories are particularly vulnerable because they manage their personal finances independently with limited financial resources. This community service program aimed to enhance Islamic financial literacy as a preventive strategy against online loan usage among students residing at the Universitas Sunan Gresik dormitory. The program was conducted in collaboration with the Dormitory Management and involved 30 students from various study programs. An educational, participatory, and empowerment-based approach was implemented through five stages: pre-test, Islamic financial literacy training, education on online loan risks, budgeting practice using the Sharia-Based Student Budget Template, and post-test. Participants' knowledge was assessed using a ten-item multiple-choice questionnaire, while budgeting skills were evaluated through practical exercises and observation. The results showed a significant improvement in participants' knowledge, with the average score increasing from 39.3 in the pre-test to 87.0 in the post-test, achieving a Normalized Gain (N-Gain) of 0.79, which indicates high training effectiveness. The proportion of correct answers increased from 23.3–53.3% before the intervention to 73.3–96.7% afterward. Participants also demonstrated improved ability to prepare personal budgets, prioritize expenditures, and understand the risks associated with online loans. In conclusion, integrating Islamic financial literacy education with practical budgeting exercises effectively improved participants' financial knowledge and budgeting skills while promoting more responsible financial behavior. This training model can serve as a practical approach to strengthening students' financial independence and preventing dependence on online loans.