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CERDAS KELOLA UANG, CERMAT HADAPI PENIPUAN DIGITAL: UPAYA PENINGKATAN LITERASI KEUANGAN DAN LITERASI DIGITAL MASYARAKAT KELURAHAN PASAR KLIWON KOTA SURAKARTA Kurniawati Darmaningrum; Supartini Supartini; Istinganah Eni Maryanti; Syahriar Abdullah; Rini Adiyani; Retnoning Ambarwati; Muhammad Sultan; Darsono Darsono
SUBSERVE: Community Service and Empowerment Journal Vol. 4 No. 2 (2026): Juli 2026
Publisher : Prime Identity Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.67766/scsej.v4i2.238

Abstract

Perkembangan teknologi digital telah meningkatkan kemudahan masyarakat dalam melakukan transaksi keuangan, namun di sisi lain juga memicu meningkatnya kasus penipuan berbasis digital. Rendahnya tingkat literasi keuangan dan literasi digital menjadi faktor yang menyebabkan masyarakat rentan terhadap berbagai modus penipuan, seperti phishing, investasi ilegal, penyalahgunaan data pribadi, dan rekayasa sosial (social engineering). Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman masyarakat mengenai pengelolaan keuangan yang bijaksana serta meningkatkan kemampuan dalam mengenali dan mencegah penipuan digital. Kegiatan dilaksanakan pada bulan Februari 2026 di Kelurahan Pasar Kliwon, Kota Surakarta, dengan melibatkan 50 peserta yang terdiri atas ibu rumah tangga, pelaku usaha mikro, kecil, dan menengah (UMKM), kader PKK, Karang Taruna, tokoh masyarakat, dan perangkat kelurahan. Metode yang digunakan adalah Participatory Learning and Action (PLA) melalui tahapan identifikasi kebutuhan, penyuluhan, diskusi partisipatif, simulasi kasus penipuan digital, praktik penyusunan anggaran keuangan rumah tangga, serta evaluasi menggunakan pre-test dan post-test. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta mengenai prinsip pengelolaan keuangan, pentingnya perencanaan keuangan keluarga, karakteristik investasi yang legal, serta kemampuan mengenali berbagai modus penipuan digital. Peserta juga menunjukkan peningkatan kesadaran dalam menjaga keamanan data pribadi, memverifikasi informasi sebelum melakukan transaksi, dan menerapkan perilaku keuangan yang lebih bertanggung jawab. Kegiatan ini membuktikan bahwa integrasi edukasi literasi keuangan dan literasi digital melalui pendekatan partisipatif mampu meningkatkan kapasitas masyarakat dalam membangun ketahanan finansial sekaligus memperkuat kewaspadaan terhadap ancaman penipuan di era digital.    
The Nexus of Governance, Branding, and Tourist Behavior in Shaping Solo City's Halal Tourism Kurniawati Darmaningrum; Rini Adiyani; Sri Wijiastuti; Supartini Supartini; Istinganah Eni Maryanti; Syahriar Abdullah; Retnoning Ambarwati; Dhea Sashinta Ashari
Journal of Economics Education and Entrepreneurship Vol 7, No 1 (2026): JEE, APRIL 2026
Publisher : Program Studi Pendidikan Ekonomi FKIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jee.v7i1.18264

Abstract

Halal tourism is a rapidly growing segment of the global travel industry, presenting both opportunities and challenges for destinations targeting Muslim travelers. Solo City holds strong potential to become one of Indonesia’s leading halal tourism destinations due to its rich Islamic heritage and multicultural environment. This study integrates collaborative governance, destination branding, and tourist behavior theories, considering the moderating role of sociocultural context and the facilitating effect of policy support. Using data from 463 respondents, including tourists, MSMEs, policymakers, and community leaders, analysis was conducted through Structural Equation Modeling (SEM) with AMOS. Findings reveal that visitor behavior, destination branding, and cooperative governance significantly influence the growth of halal tourism in Solo City, with visitor behavior emerging as the strongest predictor, emphasizing service experience, satisfaction, and loyalty. Sociocultural context negatively moderates the impact of branding but positively moderates governance effects, reflecting tensions between local identity and top-down branding. Policy support enhances the influence of both branding and governance through incentives, certification, and regulation. The study concludes that Solo City’s halal tourism development should emphasize stakeholder collaboration, authentic branding, tourist-centered services, culturally sensitive strategies, and supportive policies. Theoretically, this research integrates multiple perspectives in halal tourism studies and provides practical insights for policymakers and tourism stakeholders to strengthen Solo City’s competitiveness in the halal tourism market.
The Influence of Participation, Transparency, Accountability, and Utilization of Information Technology in the Management of Village Funds Supartini; Syahriar Abdullah; Susilaningtyas Budiana Kurniawati; Istinganah Eni Maryanti
Journal of Social Knowledge Education (JSKE) Vol. 6 No. 4 (2025): November
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v6i4.1964

Abstract

Purpose of the study: This study aims to determine the influence of (1) participation, (2) transparency, (3) accountability and utilization of information technology in the management of village funds in Bandardawung village, Tawangmangu Karanganyar sub-district. Methodology: This study uses primary data sourced from respondents' answers. The population in this study was 104 community leaders of Bandardawung village. The sample in this study was calculated using the Solvin formula of 83 people. The data collected in this research was 52. The analysis method used was multiple linear regression and was processed using SPPS software version 26. Main Findings: From the partial test, the variable with the greatest influence on village fund management is the variable of information technology utilization, amounting to 12.83. Adjusted R square value indicates that collectively participation, transparency, accountability and utilization of information technology contribute 94,2%. The remaining 5.8% is another factor outside this study. Novelty/Originality of this study: Previous research only discussed the influence of participation, transparency and accountability on village fund management. The author has not found any research that tests participation, transparency, accountability and the use of information technology in village fund management. This study adds the variable of information technology utilization to maintain budgetary order and discipline in village fund management.
Corporate Governance, Firm Size, and Organizational Performance: Evidence From Indonesia’s Energy Sector Nadiya Nur Rahma Fatikha; Syahriar Abdullah
Journal of Social Knowledge Education (JSKE) Vol. 7 No. 1 (2026): January
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v7i1.2666

Abstract

Purpose of the study: The main purpose of this study is to examine the relationship between corporate governance, firm size, and financial performance. Methodology: This study employs a quantitative research approach using secondary data obtained from annual reports and audited financial statements of energy companies listed on the Indonesia Stock Exchange. The sample was selected through purposive sampling, and the data were analyzed using multiple linear regression with SPSS. Main Findings: The results indicate that the audit committee has a significant relationship with financial performance, while managerial ownership, institutional ownership, and firm size do not show a significant relationship. Simultaneously, corporate governance and firm size are not significantly associated with financial performance. Research Novelty/Originality: This study contributes to the governance literature by examining corporate governance mechanisms as institutional and organizational structures within the Indonesian energy sector during the 2021–2024 period, providing recent empirical evidence amid economic uncertainty and energy transition dynamics.
Managerial Decisions and Organizational Policies in Shaping Profitability of Food and Beverage Companies Audita Karisma Jati; Syahriar Abdullah
Journal of Social Knowledge Education (JSKE) Vol. 7 No. 1 (2026): January
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v7i1.2667

Abstract

Purpose of the study: This study aims to analyze the impact of production costs, marketing expenses, and sales volume on the profitability of food and beverage companies listed on the Indonesia Stock Exchange during the period from 2021 to 2024, both individually and collectively. Methodology: This research employs a quantitative approach using causal associative research methods. The data utilized consists of secondary data acquired from the annual financial reports of companies in the food and beverage subsector listed on the Indonesia Stock Exchange and the official websites of these companies. The selection of samples in this study utilizes the purposive sampling method. Data analysis was carried out utilizing multiple linear regression with the assistance of SPSS software version 27. Main Findings: The research results indicate that production costs have a significant impact on the profitability of the company. Marketing expenses have been shown to have a significant impact on the profitability of a company. The sales volume also has a significant impact on the company's profitability. At the same time, production costs, marketing costs, and sales volume together have a significant impact on the profitability of companies in the food and beverage subsector that are listed on the Indonesia Stock Exchange. Novelty/Originality of this study: The originality of this study is found in the application of a ratio-based measurement approach for production costs and marketing expenses, as well as the use of asset turnover ratios as a proxy for sales volume. This approach aims to reduce bias from differences in company size, thereby enhancing the accuracy of the test results. In addition, this research presents the latest empirical evidence from the post-pandemic period within the food and beverage industry in Indonesia.