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All Journal JURNAL MANAJEMEN (EDISI ELEKTRONIK) Buletin Poltanesa
Annisa Wahyuni Arsyad
Mulawarman University
Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Education

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Perceived Ease of Use, Usefulness, and Risk on Actual E-wallet Usage Through Intention Among FISIP Students Putri Salsa Ajzahrah; Annisa Wahyuni Arsyad; Wira Bharata; Rosyid Nurrohman
Jurnal Manajemen Vol. 17 (2026): Special Issue 2: Call for Paper International E-Conference Management & Small Medium
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jm-uika.v17i2.21496

Abstract

The rapid growth of the digital economy has transformed consumer behavior, especially in adopting financial technologies such as e-wallets. This study examines the influence of perceived ease of use, perceived usefulness, and perceived risk on actual e-wallet usage through behavioral intention among students of the Faculty of Social and Political Sciences, Mulawarman University. The Technology Acceptance Model (TAM) is employed as the theoretical foundation, integrating perceived risk as an external variable to explain behavioral variations. A quantitative approach using Structural Equation Modeling–Partial Least Square (SEM–PLS) with SmartPLS 4 was applied. The sample consisted of 100 respondents, determined through Slovin’s formula with a 10% margin of error. Data were collected using a structured questionnaire with a five-point Likert scale. The results show that perceived ease of use (t = 4.744; p = 0.000) and perceived usefulness (t = 3.392; p = 0.001) significantly and positively affect behavioral intention, while perceived risk (t = 1.915; p = 0.056) has a negative but insignificant effect. Behavioral intention significantly affects actual use (t = 5.187; p = 0.000), confirming its mediating role. However, the direct effects of ease, usefulness, and risk on actual use are insignificant. The study reaffirms TAM’s relevance and suggests including moderating factors such as trust or digital literacy. Practically, e-wallet providers should improve usability, clarify benefits, and strengthen security to encourage continued use.
Impact Assessment of Tourism Events in Kutai Kartanegara District Muhammad Tommy Fimi Putera; Adietya Arie Hetami; Tulus Sutopo; Fareis Althalets; Annisa Wahyuni Arsyad; Muhammad Subahan Nur
Poltanesa Vol 27 No 1 (2026): June 2026
Publisher : P3KM Politeknik Pertanian Negeri Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51967/tanesa.v27i1.3294

Abstract

This research evaluates the impact of tourism events in Kutai Kartanegara Regency, focusing on economic, social, cultural and environmental aspects. The research aimed to identify contributions to local development and challenges in event management. A mixed methods approach was used, combining surveys, interviews, and SWOT analysis in three sub-districts: Tenggarong, Tenggarong Seberang, and Anggana. Results showed significant economic benefits, including increased local income and job creation, with 1.53 million tourists by 2023. Socially, events foster cultural pride and community interaction, although issues such as traffic congestion still exist. Environmentally, post-event waste management is effective, but infrastructure is still temporary. The SWOT analysis highlights strengths in cultural heritage and government support, but weaknesses include limited promotion and infrastructure. Opportunities lie in event expansion, while threats include funding dependency. Recommendations include increased digital promotion, infrastructure improvements, and public-private collaboration for sustainable tourism development.
Co-Authors Fareis Althalets Hetami, Adietya Arie Muhammad Subahan Nur Muhammad Tommy Fimi Putera Putri Salsa Ajzahrah Rosyid Nurrohman Tulus Sutopo Wira bharata