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All Journal Jurnal Asy-Syari'ah Jurnal Ekonomi Syariah dan Bisnis Contemporary Islamic Economic and Business Review
Achmad Kholiq
UIN Siber Syekh Nurjati Cirebon
Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Faktor - Faktor yang Mempengaruhi Minat UMKM dalam Memilih Pembiayaan Bank Syariah Winda Safitriyani; Achmad Kholiq; Dewi Fatmasari; Nur Haida
CIEBER: Contemporary Islamic Economic and Business Review Vol. 1 No. 1 (2025): CIEBER: Contemporary Islamic Economic and Business Review
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v1i1.2

Abstract

This research aims to analyze the factors that influence the interest of MSMEs in Pilangsari Village in choosing sharia bank financing. This research uses a quantitative type of research. The sample in this study was Micro, Small and Medium Enterprises (MSMEs) in Pilangsari Village, totaling 80 respondents taken using proportional proportional sampling. Data collection techniques through distributing questionnaires and literature study. The data analysis used is descriptive analysis, statistical analysis in the form of validity and reliability tests, classical assumption tests, multiple linear regression tests, coefficient of determination tests (R^2) and hypothesis tests in the form of t tests (partial) and f tests (simultaneous) with using SPSS Statistics Version 22. The research results show that there is no influence between knowledge and financing procedures on the interest of Pilangsari Village Micro, Small and Medium Enterprises (MSMEs) in choosing sharia bank financing, and there is a positive and significant influence between promotion on the interest of Pilangsari Village MSMEs in choosing sharia bank financing and The calculated t value > t table is (2.862 > 2.227) with a significant value of 0.006 < 0.05. Simultaneously, Knowledge, Promotion and Financing Procedures together influence MSMEs' interest in choosing Islamic bank financing with a contribution of 15.9% while the remaining 84.1% is influenced by other variables not researched by the author.
Implementasi Skema Profit And Loss Sharing dalam Praktik Pembiayaan Bank Syariah Di Indonesia lukman; Aris Budiman; Achmad Kholiq; Siti Rokhlinasari
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 9 No. 1 (2026)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v9i1.17943

Abstract

Penelitian ini bertujuan menganalisis evolusi kelembagaan ekonomi Islam dengan menekankan hubungan antara fondasi historis dan dinamika institusional kontemporer. Pendekatan yang digunakan adalah kualitatif melalui kajian kepustakaan dengan analisis historis-institusional terhadap literatur akademik mutakhir untuk mengidentifikasi pola transformasi lembaga ekonomi Islam dari periode klasik hingga era modern. Hasil penelitian menunjukkan bahwa institusi ekonomi Islam berkembang dari praktik sosial seperti baitul mal, wakaf produktif, dan kemitraan berbasis bagi hasil menuju sistem keuangan formal yang terintegrasi dengan regulasi global, inovasi teknologi digital, serta tata kelola profesional. Perubahan tersebut dipengaruhi oleh faktor krisis ekonomi global, perkembangan kebijakan publik, globalisasi pasar, serta meningkatnya kebutuhan masyarakat terhadap sistem ekonomi yang berkeadilan dan berkelanjutan. Pembahasan menegaskan bahwa nilai historis seperti keadilan distributif, amanah, dan keseimbangan sosial tetap menjadi fondasi utama dalam proses modernisasi kelembagaan, sekaligus menjadi kerangka normatif dalam menghadapi tantangan digitalisasi dan kompleksitas regulasi internasional. Implikasi penelitian menunjukkan bahwa evolusi kelembagaan ekonomi Islam mendorong terbentuknya ekosistem ekonomi yang lebih inklusif, adaptif, dan berorientasi pada keberlanjutan, serta memberikan kontribusi konseptual bagi penguatan kerangka historis-institusional dalam pengembangan ekonomi Islam kontemporer.
Gender-Responsive Maqāṣid: Reconstructing Islamic Legal Reasoning on Sexual Violence through KUPI’s Collective Ijtihād Amirudin Nurjaman; Adang Djumhur Salikin; Achmad Kholiq; Didi Sukardi; Souad Ezzeraouali
Asy-Syari'ah Vol. 28 No. 1 (2026): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v28i1.54050

Abstract

Contemporary studies on the Indonesian Women Ulama Congress (KUPI) have showed its contribution to women’s religious authority, gender-just Islamic interpretation, and the development of maqāṣid cum-mubādalah. Results have shown that limited attention is given to how these epistemological principles reconstruct classical maqāṣid reasoning within a specific fatwa on sexual violence. Therefore, this study aims to examine KUPI Fatwa No. 02/MK-KUPI-1/IV/2017 on the protection of women from sexual violence to identify how women’s lived experiences are integrated into maqāṣid-based Islamic legal reasoning. The study used critical hermeneutics and qualitative content analysis of the official fatwa document, supported by relevant classical and contemporary Islamic legal scholarship. The results showed that KUPI reinterpreted sexual violence as a multidimensional violation of ḥifẓ al-nafs, ḥifẓ al-‘aql, ḥifẓ al-dīn, and ḥifẓ al-nasl. In addition, classical protection-oriented maqāṣid was extended through karāmah insāniyyah, al-‘adl, al-raḥmah, mubādalah, and women’s lived experiences as epistemically relevant considerations. The results also showed that KUPI’s collective ijtihād constructed a gender-responsive maqāṣid framework, which moved Islamic legal reasoning from formal protection toward substantive justice, bodily integrity, psychological well-being, and human dignity. This framework contributes to contemporary Islamic legal theory by showing how scriptural authority, ethical objectives, and women’s experiential knowledge can interact within a coherent model of gender-just legal reasoning.
Co-Authors Adang Djumhur Salikin Amirudin Nurjaman Aris Budiman Dewi Fatmasari, Dini Widyaningsih Didi Sukardi lukman Nur Haida Siti Rokhlinasari Souad Ezzeraouali Winda Safitriyani