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All Journal Jurnal Multidisiplin West Science ILJS
Nurkhalis Muchtar
Institut Ilmu Al-Qur’an (IIQ) Jakarta
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Tipologi Fatwa Kontemporer Dalam Hukum Islam Nurkhalis Muchtar
Bahasa Indonesia Vol 11 No 1 (2026): Islamic Law: Jurnal Siyasah Maret 2026
Publisher : Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/iljs.v11i1.2325

Abstract

Fatwa is the process of providing answers to problems that arise or questions that emerge. The need of the Muslim community for fatwas has been felt since the early development of Islam. In Islam, fatwa holds a high position, so not everyone is allowed to issue a fatwa. A fatwa originating from someone who is not an expert will cause fatal errors in society. Islamic scholars have written their thoughts on the procedures of issuing fatwas in many works. However, as far as the reading goes, no work has been found that examines the typology of contemporary scholars' fatwas, especially through their written works in Islamic law. On the other hand, there is also the emergence of inappropriate paradigms in issuing fatwas; some are very rigid and textual, while on the other hand, some are too detached from the discourse of fatwa studies. This research uses a descriptive qualitative method on library data findings, with a library research and content analysis approach. It can be concluded that contemporary scholars have different typologies in issuing fatwas. This research also reveals that there are many contemporary and classical fatwa books that have different styles and typologies of fatwas. By understanding the typology of fatwas, it is expected to be a way to understand the existing differences in fatwas, so that stability and peace in diversity and mutual respect can be created, thereby realizing a conducive climate and atmosphere.
Perlindungan Konsumen Digital: Analisis Praktik Paylater Dalam Perspektif Ekonomi Islam di Indonesia Riko Haryanto; Nadjematul Faizah; Abdul Rachman; Nurkhalis Muchtar
Jurnal Multidisiplin West Science Vol 5 No 06 (2026): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v5i06.3518

Abstract

Ekonomi digital merupakan suatu fenomena saat ini yang berkembang pesat di Indonesia, hal tersebut membuat adanya kenaiakan dalam penggunaan Paylater, dengan nilai penyaluran mencapai Rp146,99 miliar per Agustus 2025. Meskipun tingkat wanprestasi tergolong rendah (0,89%), risiko tersebut terkait transparansi dan perlindungan konsumen tetap bertahan. Penelitian ini mengevaluasi antara regulasi dengan implementasi teknis yag ada biaya layanan serta praktik penagihan utang. Menggunakan penelitian hukum normatif dengan pendekatan perundang-undangan, konseptual, dan teleologis, analisis dilakukan melalui dekonstruksi dan studi dokumentasi. Temuan penelitian mengungkapkan adanya masalah hukum; terkait rendahnya angka gagal bayar bersumber dari praktik penagihan yang represif dan asimetri informasi. Terdapat ambiguitas substansial dalam penetapan keuntungan berdasarkan limit pembiayaan yang menyerupai Riba al-Fadl. Lebih lanjut, mekanisme "black box algorithm" memicu unsur Gharar dan Tadlis digital. Penelitian ini merekonstruksi model perlindungan konsumen melalui "Audit Syariah Digital Berkelanjutan", yang berfokus pada audit kode oleh OJK dan DSN-MUI untuk memastikan kepatuhan terhadap prinsip Hifdz al-Maal dan Hifdz al-Nafs. Rekonstruksi ini bertujuan untuk memastikan bahwa inovasi finansial selaras dengan nilai-nilai inti syariah dan memberikan kemaslahatan publik yang nyata.
Co-Authors Abdul Rachman Riko Haryanto