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All Journal Currency Jurnal Pengabdian Nusantara
Nurul Khasanah
Universitas Islam Bunga Bangsa Cirebon
Religion Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Public Health

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Analysis of Issues in Islamic Financial Literacy and Solutions to Increase Investment Interest Among the Younger Generation Nurul Khasanah; Mila Amelia; Dini Selasi
Jurnal Pengabdian Nusantara Vol. 4 No. 2 (2026): APRIL
Publisher : Konsorsium Nasional Pengelola Jurnal Pengabdian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jpn.v4i2.129

Abstract

For This research analyzes the problem of low Sharia financial literacy among the youth and identifies solutions that can be applied to increase their investment interest in the Sharia capital market. Although Sharia investment is increasingly popular, youth participation is still constrained. OJK data (2022) shows that the national Sharia financial literacy rate is only around 9.14%, which is far below conventional literacy (49.68%), reflecting a gap in understanding among the productive age group. This study utilizes a literature study method by analyzing various secondary sources such as scientific journals and official documents. The main findings indicate that Sharia financial literacy has a positive and significant influence on the investment interest of the youth. A sound understanding of Sharia principles, such as the prohibition of riba (interest), gharar (excessive uncertainty), and maysir (speculation), as well as Sharia-compliant products (Sharia stocks, sukuk), shapes conviction, attitude, and investment decisions that align with religious values. To overcome the challenge of low literacy, a comprehensive and integrated strategy is required : (1) Systematic Education and Socialization of Sharia literacy through educational institutions and the utilization of digital media and gamification; (2) Development of Sharia Investment Products that are innovative, affordable, and user-friendly; (3) Mentoring and Coaching through investment communities ; and (4) Active Stakeholder Collaboration (government, financial institutions, academics). This research is expected to provide a practical contribution to the development of Sharia financial literacy and support the growth of the Sharia capital market in Indonesia.
PERAN TEKNOLOGI DIGITAL DALAM MENDORONG INDUSTRIALISASI HALAL DI INDONESIA DAN DAMPAK INDUSTRIALISASI Nurul Khasanah; Cory Vidiati
Currency (Jurnal Ekonomi dan Perbankan Syariah) Vol. 5 No. 1 (2026): Currency
Publisher : LP2M AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/currency.v5i1.1998

Abstract

Perkembangan teknologi digital telah memberikan kontribusi yang signifikan dalam mendorong industrialisasi halal di Indonesia. Sebagai negara dengan populasi Muslim terbesar di dunia, Indonesia memiliki potensi besar untuk menjadi pusat industri halal global. Penelitian ini bertujuan untuk menganalisis peran teknologi digital dalam mendukung industrialisasi halal di Indonesia serta mengkaji dampak industrialisasi terhadap aspek ekonomi, sosial, dan lingkungan. Metode penelitian yang digunakan adalah penelitian kualitatif dengan pendekatan studi literatur (library research) melalui pengkajian berbagai buku, jurnal ilmiah, dan sumber referensi yang relevan. Hasil penelitian menunjukkan bahwa teknologi digital berperan penting dalam meningkatkan efisiensi proses produksi, mempercepat sertifikasi halal, meningkatkan keterlacakan produk melalui teknologi blockchain dan Internet of Things (IoT), serta memperluas pemasaran produk halal melalui platform digital dan e-commerce. Pemanfaatan teknologi digital juga mampu meningkatkan daya saing industri halal Indonesia di pasar global. Di sisi lain, industrialisasi memberikan dampak positif berupa penciptaan lapangan kerja, peningkatan kesejahteraan masyarakat, serta perkembangan teknologi dan inovasi. Namun demikian, industrialisasi juga menimbulkan dampak negatif, seperti pencemaran lingkungan, urbanisasi yang tidak terkendali, kesenjangan sosial, serta perubahan sosial dan budaya. Oleh karena itu, diperlukan sinergi antara pemerintah, pelaku usaha, dan masyarakat dalam mengoptimalkan pemanfaatan teknologi digital guna mewujudkan industrialisasi halal yang berkelanjutan dan berdaya saing.
Co-Authors Cory Vidiati Dini Selasi Mila Amelia