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All Journal Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Mestaka: Jurnal Pengabdian Kepada Masyarakat Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Cory Vidiati
Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Bunga Bangsa Cirebon, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Environmental Science Languange, Linguistic, Communication & Media Mechanical Engineering Social Sciences Other

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Keniscayaan Merintis Program Kreatif Produktif Di Usia Tua Desa Tegalsari Kecamatan Plered Kabupaten Cirebon Citra Lela; Cory Vidiati; Kharimah Kharimah; Mamba’atul Hilmi; Meyfa Dwi Hana Anindya; Muzdhalifah Muzdhalifah
MESTAKA: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 4 (2024): Agustus 2024
Publisher : Pakis Journal Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58184/mestaka.v3i4.427

Abstract

This paper was prepared as a contribution from KPM students of Bunga Bangsa Islamic University Cirebon who are concerned about the welfare of elderly. The paradigm that the elderly population is not economically productive and often suffers from various diseases has become a special concern for students in community service programs. Various activities are carried out to stimulate the fine and gross motor skills of the elderly, which at the same time proves that they need attention and appreciation from society, family, and the state. The implications of this community service program are very positive for the elderly in Tegalsari Village, Plered District, Cirebon Regency. Although there are time constraints in program implementation, this can be overcome by creating successor cadres. overcome by creating successor cadres who are able to continue the program. Thus, the benefits can be felt sustainably by the elderly community in the village. Students hope that this effort will not only improve the welfare of the elderly but also build community awareness of the importance of their role and support. Through this service, it is hoped that a society that cares more and appreciates the existence of the elderly as an important part of the community will be realized
Inovasi dan Pengembangan Fintech Syariah sebagai Solusi Keuangan Modern yang Berlandaskan Prinsip Syariah Widya Widya; Cory Vidiati; Ginna Novarianti Dpp
Co-Value Jurnal Ekonomi Koperasi dan kewirausahaan Vol. 15 No. 7 (2024): Co-Value: Jurnal Ekonomi, Koperasi & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/covalue.v15i7.4866

Abstract

Pesatnya perkembangan fintech Syariah di Indonesia, didorong oleh kemajuan teknologi dan tingginya populasi Muslim yang membutuhkan layanan keuangan yang sesuai dengan prinsip Islam. Fintech Syariah menawarkan alternatif yang bebas dari riba, gharar, dan maysir, namun masih menghadapi berbagai tantangan, terutama dalam hal literasi keuangan Syariah dan regulasi yang belum sepenuhnya mendukung. Penelitian ini bertujuan untuk memberikan manfaat yang luas, baik bagi akademisi, praktisi, pemerintah, maupun masyarakat umum. Metode yang digunakan dalam penelitian ini adalah literatur review, yang melibatkan pengumpulan dan analisis berbagai sumber sekunder seperti jurnal ilmiah, buku, laporan tahunan Fintech Syariah, serta regulasi yang diterbitkan oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI). Melalui analisis konten, penelitian ini mengidentifikasi tantangan dan peluang yang dihadapi oleh fintech Syariah dalam perkembangannya. Hasil penelitian menunjukkan bahwa meskipun fintech Syariah memiliki potensi besar untuk meningkatkan inklusi keuangan, hambatan regulasi dan rendahnya literasi keuangan Syariah menjadi kendala utama. Kesimpulannya, untuk memaksimalkan potensi fintech Syariah, diperlukan dukungan regulasi yang lebih fleksibel, peningkatan literasi keuangan Syariah, dan adopsi teknologi yang dapat meningkatkan efisiensi dan transparansi layanan keuangan berbasis Syariah.
Perilaku Konsumen Analisa Deskriptif Pemilihan Tempat Belanja Konsumen Pedesaan Ela Erlinda; Cory Vidiati; Dini Selasi; Ahmad Munajim
Ecopreneur : Journal of Sharia Economics Study Program Vol 4 No 01 (2023): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Abstrak Tulisan ini bertujuan untuk menganalisa perilaku konsumen di pedesaan dalam memilih tempat belanja. Keputusan membeli merupakan suatu tindakan yang dilakukan oleh konsumen dalam memutuskan untuk membeli suatu produk atau jasa tertentu. Temuannya bahwa lokasi, harga, pemilihan, kenyamanan, layanan pelanggan, dan kebijakan pengembalian; selain itu terbatasnya penguasaan teknologi membuat konsumen sulit dalam penerimaan konsep e-commerce yang ditawarkan. Dengan menggunakan pendekatan kualitatif, sumber data primer dikumpulkan dari wawancara dan observasi; lokasi penelitian dilakukan di Toko Kelontong Novi-Ali Panguragan Cirebon; sumber data sekunder didapatkan dari artikel-artikel terkait penelitian. Kebaruan dari penelitian ini adalah adanya faktor psikologis berupa emosional antar warga desa dan budaya turun temurun. Keterbatasan penelitian ini dapat dilakukan melalui penelitian lanjutan untuk penelitian sejenis maupun pengembangannya. Kata Kunci: perilaku konsumen masyarakat pedesaan, pemilihan tempat belanja, Toko Kelontong Novi Ali Abstract This paper aims to analyze consumer behavior in rural areas in choosing a place to shop. Buying decision is an action taken by consumers in deciding to buy a particular product or service. His findings that location, price, selection, convenience, customer service, and return policy; in addition to the limited mastery of technology makes it difficult for consumers in the acceptance of e-commerce concepts offered. By using a qualitative approach, primary data sources were collected from interviews and observations; the location of the study was conducted at Novi-Ali Panguragan Cirebon grocery store; secondary data sources were obtained from research-related articles. The novelty of this study is the presence of psychological factors in the form of emotions between villagers and hereditary culture. Limitations of this research can be done through advanced research for similar research and development. Keywords: consumer behavior of rural communities, the selection of shopping, grocery stores Novi Ali
Sharia Digital Innovation Trend: OJK Involvement Changes Indonesia's Islamic Finance Landscape Friska Najwa; Cory Vidiati; Raisalam D. Angoy; Heru Cahyono; abu Lubaba
Ecopreneur : Journal of Sharia Economics Study Program Vol 5 No 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

This paper explains that Islamic digital finance experiences a mechanical shift in implementation when there is financial technology innovation. A development strategy in line with Islamic law is essential to ensure that this innovation is not just an idea, but can also be implemented effectively according to the community's needs. Using a qualitative approach and secondary data as study material developed, compiled and concluded. The findings are that the Financial Services Authority (OJK) has shown commitment to strengthening the Islamic fintech ecosystem through various programs, such as Gebyar Safari Ramadhan and Ijtima' Sanawi, which have contributed to the Global Islamic Fintech Indicator ranking. In general, they have been unable to boost financial literacy and Islamic financial inclusion in the wider community. Another finding is the importance of developing Islamic digital financial innovations that are more inclusive and responsive to the needs of the halal food sector through the development of inclusive Islamic financial products and services, such as Sharia-based crowdfunding platforms and halal e-commerce with Sharia payments. The contribution of the findings is expected to map the weaknesses into the strengths of the global Islamic economy.
Co-Authors Abu Lubaba Ahmad Munajim Citra Lela Dini Selasi Ela Erlinda Friska Najwa Ginna Novarianti Dpp Heru Cahyono Kharimah Kharimah Mamba’atul Hilmi Meyfa Dwi Hana Anindya Muzdhalifah Muzdhalifah Raisalam D. Angoy Widya Widya