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All Journal International Journal of Economics and Development Jurnal Kajian Hukum dan Sosial
Asmawi Mahfudz
UIN Sayyid Ali Rahmatullah Tulungagung
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Reconstructing Islamic Legal Epistemology: The Performative Logic of Ijtihād Irshādī in the Lajnah Bahtsul Masā’il of Pesantren Lirboyo Muhammad Ibtihajuddin; Iffatin Nur; Ahmad Muhtadi Anshor; Asmawi Mahfudz; Rifa'atul Mahmudah
Justicia Islamica Vol 22 No 2 (2025)
Publisher : Faculty of Sharia UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v22i2.10927

Abstract

This article examines the epistemological and performative construction of Ijtihād irshādi at the Lajnah Bahtsul Masail (LBM) of Pesantren Lirboyo as a paradigm that repositions fatwa not merely as juridical determination, but as ethical discourse shaped through communicative, pedagogical, and socially embedded reasoning. Responding to contemporary socio-religious issues such as domestic violence, interfaith marriage, and digital era household needs, this research argues that Ijtihād irshādi emphasises moral orientation, dialogical clarification, and contextual sensitivity while remaining grounded in maqasid al-shariah and the pesantren tradition. Using a qualitative phenomenological case study combined with Foucauldian archaeological discourse analysis, this study examines LBM documents, in-depth interviews with kiai and senior students, and participant observation in bahtsul masail sessions to map the epistemic formation of irshādi fatwas. The findings demonstrate that Irshadi reasoning works through nonimperative ethical guidance, performative enunciation of authority, and flexible interpretive mechanisms that integrate classical texts with lived realities. The study contributes conceptually by clarifying the epistemic structure of irshādi fatwas, methodologically through the synthesis of phenomenology and archaeological analysis, and practically by showing how pesantren-based jurisprudence can guide Muslims through evolving ethical challenges.
Hybrid Contract In Islamic Banking Innovation In Indonesia: Systematic Mapping And Analysis Of Implementation Models Muflihatul Bariroh; Iffatin Nur; Asmawi Mahfudz; Zainur Rofik
International Journal of Economics and Development Vol. 2 No. 1 (2026): Vol 2 No 1 June 2026
Publisher : Ponpes As-Salafiyyah Asy-Syafi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijed.v2i1.1631

Abstract

Innovations in Islamic banking products in Indonesia are increasingly relying on hybrid contracts, or al ‘uqud al murakkabah, as the primary instrument to meet complex contemporary financial needs. However, there is currently no systematic mapping that simultaneously analyzes the types, implementation patterns, and Sharia compliance challenges of all hybrid contract models across categories of Islamic banking products in Indonesia. This study aims to: (1) identify the dominant types of hybrid contracts used in Islamic banking product innovations in Indonesia; (2) examine their implementation patterns in Islamic banking products; and (3) analyze the resulting Sharia compliance challenges. Using a Systematic Literature Review (SLR) approach based on the PRISMA protocol, this study selected 21 articles from 564 identified articles published between 2019 and 2024. The findings identified seven primary hybrid contract models dominating Islamic banking in Indonesia: Murābaḥah bil Wakālah, Ijārah Muntahiyah Bittamlīk (IMBT), Musyārakah Mutanāqişah (MMQ), Kafālah bil Ujrah, Wakālah bil Ujrah, Hawalah bil Ujrah, and the Rahn Qarḍ Ijārah combination. Products utilizing these models include property financing (KPR), gold pawnbroking, Islamic credit cards, multi-service financing, letters of credit, and Islamic demand deposits. Although hybrid contracts meet the needs of a dynamic market, several challenges persist, including the complexity of combining contracts, the potential for hidden riba conflicts, weaknesses in accounting records, and low public financial literacy. This study contributes a comprehensive and systematic mapping of hybrid contract types, implementation patterns, and legal implications across all major Islamic banking product categories in Indonesia an analysis not previously available in the existing literature. The findings may provide practical guidance for regulators and Islamic banking institutions in designing innovative financial products while maintaining Sharia compliance.
Co-Authors Ahmad Muhtadi Anshor Iffatin Nur Muflihatul Bariroh Muhammad Ibtihajuddin Rifa'atul Mahmudah Zainur Rofik