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All Journal International Journal of Advanced Multidisciplinary INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER)
Amirul Muminin
Talatov Filomena Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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PSYCHOLOGICAL SAFETY UNDER PRESSURE: THE ROLE OF FINANCIAL STRESS IN ONLINE LENDING BEHAVIOR Yuarini Wahyu Pertiwi; Amirul Muminin
INTERNATIONAL JOURNAL OF SOCIETY REVIEWS Vol. 2 No. 9 (2025): JULY
Publisher : Adisam Publisher

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Abstract

The growing use of online lending services in recent years has led not only to financial consequences but also to increasing psychological pressure among users. One of the affected psychological aspects is psychological safety, defined as an individual’s perception of feeling safe to express problems, concerns, or difficulties without fear of negative judgment or shame. This study aims to examine the relationship between financial stress and psychological safety among individuals who have used online lending platforms. A quantitative correlational design was employed, involving 270 respondents with current or past experience in using online loans. Data analysis was conducted using JASP software. The results revealed a significant negative correlation between financial stress and psychological safety (r = -0.340; p < 0.001), indicating that higher financial stress is associated with lower psychological safety. Additionally, respondents with loan default experiences reported significantly lower psychological safety scores (p = 0.008). Most respondents were classified in the moderate to low category of psychological safety. These findings emphasize that economic stress plays a crucial role in diminishing individuals' sense of psychological safety. Therefore, psychosocial interventions and mental health sensitive policies are urgently needed to address the psychological impact of online lending practices.
Family as a Safe Space: A Descriptive Examination of Psychological Safety, Parenting Practices, and Parent–Child Emotional Relationships Yuarini Wahyu Pertiwi; Amirul Muminin; Raihan Saputra
International Journal of Advanced Multidisciplinary Vol. 4 No. 4 (2026): International Journal of Advanced Multidisciplinary (January - March 2026)
Publisher : Green Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/ijam.v4i4.1883

Abstract

Social and economic changes influence the dynamics of parenting within families, particularly in meeting children's emotional and psychological needs. This study aims to describe the condition of psychological safety within families, nurturing, caring, and nurturing parenting patterns, parental mental health, and the tendency of love languages ​​in parent-child relationships during integrative parenting education activities. The study used a descriptive quantitative approach with a pretest–posttest design. The study subjects were 30 parents who participated in parenting education activities in Sukawangi Village, Sukabudi District, Bekasi Regency. Data were collected using psychological safety instruments, exploration of parenting patterns, mental health reflection through the metaphor of an emotional battery, and mapping of love languages. Then, data were analyzed using descriptive statistics with the help of JASP software. The results showed that psychological safety in families was in the moderate category, parenting patterns were dominated by aspects of compassion, parental mental health was at a moderate level of emotional energy, and the most dominant love language was physical touch. These findings indicate that psychological safety in families is formed through the interaction between parental emotional readiness, balanced parenting patterns, and how affection is expressed. This study provides an empirical picture that can be the basis for developing more holistic and contextual parenting education programs.
Co-Authors Pertiwi, Yuarini Wahyu Raihan Saputra Yuarini Wahyu Pertiwi