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All Journal PENG: Jurnal Ekonomi dan Manajemen ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat
Ayu Wulandari
Sekolah Tinggi Ilmu Ekonomi Bima
Economics, Econometrics & Finance

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Pengembangan Produk UMKM Budidaya Rumput Laut di Desa Panda, Kec.Palibelo, Kabupaten Bima Irma Mardian; Lilis Putriyani; Siti Syarah A.; Ayu Wulandari; Nur Annisah; Uswatun Hasanah; Khofifah Indar P
ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat Vol. 2 No. 2 (2024): April : Jurnal Pengabdian dan Kemitraan Masyarakat
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/alkhidmah.v2i2.770

Abstract

This seaweed management activity as a regional specialty was carried out during the MBKM KKN-T activity for the Creative Business Business planning course in Panda Village. The aim of this service activity is to help create product innovations from local potential to help increase the income of the Panda Village community. Seaweed itself is one of the superior products of the local area which still lacks processing and knowledge of the benefits of seaweed itself. Seeing the existing opportunities, we developed seaweed such as seaweed sticks and conducted training on making attractive packaging with the aim of helping develop regional potential and increasing community creative businesses. collaborate with various parties.
Pengaruh Capital Adequacy Ratio (CAR), Biaya Operasional Pendapatan Operasional (BOPO), Non Performing Loan (NPL), Dan Loan To Deposits Ratio (LDR) Terhadap Return On Assets (ROA) Pada PT. Bank Rakyat  Indonesia (Persero) Tbk Ayu Wulandari; Alwi; Aliah Pratiwi
PENG: Jurnal Ekonomi dan Manajemen Vol. 1 No. 2 (2024): April-Juli, Accounting economics and other economic issues
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/j9vb3m51

Abstract

This research aims to determine the effect of Capital Adequacy Ratio (CAR), Operating Costs, Operating Income (BOPO), Non-Performing Loans (NPL) and Loan To Deposits Ratio (LDR) on Return On Assets (ROA) at PT. Bank Rakyat Indonesia (Persero) Tbk. The type of research used is associative. The research instrument used was the annual report of PT. Bank Rakyat Indonesia (Persero) Tbk for 10 years from 2013 to 2022 with the data used namely net profit, non-performing loans, operational costs, risk-weighted assets, and credit granted. Population used in this research is the annual report for 2003-2022. The sample size is 10 years, namely from 2013-2022. The sample selection in this research used a non-probability sampling technique with purposive sampling technique. The data collection techniques used in this research are documentation and literature study. The data analysis techniques used are the classical assumption test, multiple linear regression analysis, correlation coefficient, determination test, t test and f test. The research results show that the Capital Adequacy Ratio (CAR), Operating Costs, Operating Income (BOPO), Non-Performing Loans (NPL), and Loan to Deposits Ratio (LDR) do not have a significant effect, partially or simultaneously, on Return On Assets (ROA) in PT. Bank Rakyat Indonesia (Persero) Tbk.
Co-Authors Aliah Pratiwi Alwi Irma Mardian Khofifah Indar P Lilis Putriyani Nur Annisah Siti Syarah A. Uswatun Hasanah