Journal of Management and Business Environment (JMBE)
Vol 2, No 2: January 2021

“Bank titil” : The Benefits and How It is in Islamic Economic Perspectives

Happy Sista Devy (Pekalongan State Islamic Institute)
Rizky Amalia (Pekalongan State Islamic Institute)
Annisa Qurrota A'yun (Diponegoro University)



Article Info

Publish Date
08 Feb 2021

Abstract

The purpose of this research is to find how the superiority of the mobile bank or bank titil in the community and how it is viewed from an Islamic economic perspective. This research is a field research conducted using a qualitative approach. The snowball sampling technique was used to obtain the informants who use the services of a bank titil. Data from the key informants are then analyzed using three steps that occur simultaneously, namely data reduction, data presentation (display), and drawing conclusions/verification. The result of this research is that superiority of a mobile bank or bank titil in the community is related to the convenience in transaction provided by a mobile bank or bank titil. First, it is simple requirements. The second is fast disbursement. Third, there is no collateral or guarantee must be given to the titil bank as an official bank institutions are required. However, with the facilities provided by a mobile bank or bank titil, its practice basically contains harms which makes residents remain in a circle of poverty because of their dependence on the services of the mobile bank or bank titil.

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Journal Info

Abbrev

JMBE

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

Description

The Journal of Management and Business Environment (JMBE) is a blind-review journal that is published by Magister Management, Soegijapranata Catholic University, Semarang, Indonesia. The journal is intended to provide forums for academicians and practitioners to disseminating relevant, high quality ...