El-Ghiroh : Jurnal Studi Keislaman
Vol 18 No 2 (2020): September 2020

Pengaruh Pembiayaan Mudharabah, Musyarakah, dan Murabahah Terhadap Profitabilitas Bank Umum Syariah Periode 2015-2019

Nevi Laila Khasanah (STAI Bumi Silampari Lubuklinggau)
Taufik Mukmin (STAI Bumi Silampari Lubuklinggau)



Article Info

Publish Date
02 Oct 2020

Abstract

The purpose of this study was to determine whether Mudharabah, Musyarakah, and Murabahah financing affected the profitability of Islamic Commercial Banks in Indonesia for the 2015-2019 period. This type of research is quantitative research. Quantitative research is to explain the position of the variables studied as well as the relationship between one variable with another variable. The research method used in this study uses descriptive quantitative research methods using multiple linear regression test. The quantitative method in this study was to examine the influence of Mudharabah, Musyarakah, and Murabahah financing on the profitability of Islamic Commercial Banks in 2015-2019. Based on the analysis and discussion of data described in the previous chapter on the effect of mudharabah, musyarakah, and murabahah financing on profitability (ROA) of Islamic banks, it can be concluded that the variables of mudharabah financing, musyarakah financing and murobahah financing significantly influence profitability (ROA). This is evidenced by the results of the t test where the significance value of the variable mudharabah financing (0.023), musyarakah financing (0.037) and murobahah financing (0.008) are more than 0.05. The profit sharing system will facilitate customers and the financing system is quite consumptive so that it can contribute to profit levels, which causes profitability to rise.

Copyrights © 2020






Journal Info

Abbrev

el-ghiroh

Publisher

Subject

Religion Humanities Education

Description

El-Ghiroh journal (P-ISSN: 2087-7854) and (E-ISSN: 2656-3126) is a journal of Islamic studies which published by Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam (STAI) Bumi Silampari Lubuklinggau. This journal posted twice a year on February and September. it focused ...