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All Journal El-Ghiroh : Jurnal Studi Keislaman Bouseik: Jurnal Pendidikan Islam Anak Usia Dini
Nevi Laila Khasanah
STAI Bumi Silampari Lubuklinggau
Religion Humanities Education

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Pengaruh Pembiayaan Mudharabah, Musyarakah, dan Murabahah Terhadap Profitabilitas Bank Umum Syariah Periode 2015-2019 Nevi Laila Khasanah; Taufik Mukmin
El-Ghiroh : Jurnal Studi Keislaman Vol 18 No 2 (2020): September 2020
Publisher : Sekolah Tinggi Agama Islam (STAI) Bumi Silampari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37092/el-ghiroh.v18i2.234

Abstract

The purpose of this study was to determine whether Mudharabah, Musyarakah, and Murabahah financing affected the profitability of Islamic Commercial Banks in Indonesia for the 2015-2019 period. This type of research is quantitative research. Quantitative research is to explain the position of the variables studied as well as the relationship between one variable with another variable. The research method used in this study uses descriptive quantitative research methods using multiple linear regression test. The quantitative method in this study was to examine the influence of Mudharabah, Musyarakah, and Murabahah financing on the profitability of Islamic Commercial Banks in 2015-2019. Based on the analysis and discussion of data described in the previous chapter on the effect of mudharabah, musyarakah, and murabahah financing on profitability (ROA) of Islamic banks, it can be concluded that the variables of mudharabah financing, musyarakah financing and murobahah financing significantly influence profitability (ROA). This is evidenced by the results of the t test where the significance value of the variable mudharabah financing (0.023), musyarakah financing (0.037) and murobahah financing (0.008) are more than 0.05. The profit sharing system will facilitate customers and the financing system is quite consumptive so that it can contribute to profit levels, which causes profitability to rise.
Manajemen Kurikulum Merdeka untuk PIAUD Hecksa Manora; Nevi Laila Khasanah; Muhamad Akip
Bouseik: Jurnal Pendidikan Islam Anak Usia Dini Vol 1 No 1 (2023): Mei
Publisher : STAI Bumi Silampari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37092/bouseik.v1i1.546

Abstract

This article discusses independent curriculum management in the context of early childhood Islamic education (PIAUD). The purpose of this research is to identify the concepts and principles of independent curriculum management and their implementation in PIAUD. The methodology used is a literature study with a descriptive-analytical approach. Based on the results of the research, the independent curriculum management concept emphasizes student empowerment as learning subjects and curriculum development that is tailored to the needs and potential of students. The principles of independent curriculum management include student participation in decision making, curriculum linkages with real life, flexibility in implementation, and competency development. The implementation of the independent curriculum in PIAUD requires a participatory curriculum development process that involves stakeholders, the use of active learning methods, and periodic evaluations to optimize the learning process. In conclusion, independent curriculum management can be an alternative for developing a student-centred PIAUD curriculum and developing their potential in a holistic and integrated manner.
Co-Authors Hecksa Manora Muhamad Akip Mukmin, Taufik